Description
Category
(click for journal) |
Description
|
# of Cases
|
Advertising | Lawsuits about mortgage advertising, bait and switch ads, deceptive ads and do-not-call violations. |
5
|
Appraisals | Litigation related to real estate appraisals, pressuring appraisers and appraisal fraud. |
5
|
Bankruptcy | Legal issues surrounding borrowers who file for bankruptcy, including servicing bankrupt borrowers. |
5
|
Commercial | Cases related to commercial mortgage lending. |
1
|
Copyright | Lawsuits about copyright, trademark and intellectual property issues. |
3
|
Credit | Litigation based on credit reporting and other credit issues. |
3
|
Discrimination | Class actions and suits related to lending discrimination involving minorities, neighborhoods and property types. |
14
|
Down Payment Assistance | Cases about the legality of DPA programs and HUD’s ability to prohibit them. |
2
|
Employment | Employment lawsuits involving overtime, employment discrimination and employment contracts. Whistleblowers and WARN notice violations cases also. |
16
|
Fees | Lawsuits involving excessive fees, servicing fees and loan fees beyond state maximums. |
13
|
Foreclosures | Servicer-related litigation, foreclosure lawsuits and cases against foreclosure rescue services. |
11
|
Fraud | Cases involving mortgage fraud, flipping, identity theft and inflated appraisals. |
25
|
Insider Trading | Criminal cases about mortgage executives accused of trading securities based on insider information. |
2
|
Investor | Shareholder lawsuits and class actions accusing companies of inflating earnings, overstating capital position or otherwise deceiving investors in the company. Other shareholder issues. |
53
|
Licenses | Regulator lawsuits against improperly licensed and unlicensed mortgage companies. |
2
|
Mergers | Lawsuits relating to mergers and acquisitions. |
1
|
Predatory | Cases involving allegations of predatory lending. |
7
|
Pre-emption | Litigation involving the rights of states to regulate federally regulated institutions. |
1
|
Privacy | Privacy law violation cases. |
3
|
RESPA | Litigation involving alleged violations of the Real Estate Settlement Procedures Act. |
5
|
RMBS | Lawsuits related to mortgage-backed securities. |
2
|
Secondary Marketing | Cases related to secondary marketing, warehouse lending and repurchases. |
23
|
Servicing | Litigation related to loan servicing, including escrow issues, transfer of servicing and servicing borrowers in bankruptcy and foreclosure. |
14
|
Suitability | Lawsuits about mortgage company liability in determining suitability of loans for borrowers. |
1
|
Technology | Lending technology issues litigated. |
2
|
TILA | Cases involving allegations of violations to the Truth In Lending Act and missing disclosures. |
6
|
YSP | Litigation centered around yield spread premiums and YSP disclosures. |
4
|