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1003 Gets Facelift

HUD releases revised Uniform Residential Loan Application

October 14, 2005

By MortgageDaily.com staff


HUD has revised the Uniform Residential Loan Application.

Starting July 1, 2006, approved lenders must use the revised 1003 mortgage loan application shared by Fannie Mae, Freddie Mac, the Department of Veterans Affairs, Rural Housing Services, and the Federal Housing Administration, according to a Mortgagee Letter by the U.S. Department of Housing and Urban Development.

The new form may be used immediately if desired.

Under the Paperwork Reduction Act of 1955, the Office of Management and Budget approved the information collection requirements contained in the revised document and assigned them OMB control number 2502-0059. Such number permits HUD to conduct or sponsor, and a person to respond to, a collection of information, the letter said.

No data changes were made to the form, HUD said.

The application's formatting may be modified to make the document easier to read and complete, or to reduce the number of pages, HUD reported. While mortgagees are allowed to add blocks, lines or spaces to the form to allow all relevant information to be included, they cannot remove sections, blocks, lines or spaces of the document.


view copy of revised loan application


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