Prepaying Your Home Loan
Many mortgage borrowers at some point consider making extra payments or refinancing but are confused as to which would serve them better.
Understanding the Impact of Bad Credit Scores
Most Americans know that a good credit score is essential to the health of their personal finances.
Seller Paid Closing Costs on Home Purchase
Question: In an effort to sell my house, I agreed to pay up to $8,000 of the buyer's closing costs.
Overcoming the Gotcha Reverse Mortgage Market
Last week's article indicated that the market for home equity conversion mortgages -- the federal government's reverse mortgage program -- is not a shoppers market because the product is not well-defined, the prices charged are obscure, and borrowers have no reason to be confident that the product selected will be delivered at the agreed-upon price.
Understanding Mortgage Loan Origination Fees
Buying your first home can be overwhelming, and all the costs and fees involved can be confusing.
Don't Be Afraid of a Reverse Mortgage
The need for a robust reverse mortgage market is large and growing.
Deciding Whether to Rent or Buy
Should you rent or buy? The question never goes away because it is confronted anew by every new cohort of households.
EU Turmoil Creates Refinance Opportunity
With interest rates already hovering near historic lows -- and then getting kicked down a notch by the "Brexit" surprise -- another chance for homeowners to refinance a mortgage at near-bottom rates appears to be under way.
Mortgage Approval Possible With Lower Credit Score
WASHINGTON -- When lenders say their doors are open to home buyers who don't have the best credit profiles, should you believe them?
Understanding Federal Reserve's Impact on Rates
In December, the Federal Reserve raised interest rates for the first time in nearly a decade. And though the increase was small, it had a ripple effect.