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Last Updated July 20, 2017 3:12 PM Central

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Deciding Whether to Pay Mortgage Points
When people want to find out how much their mortgages cost, lenders often give them quotes that include loan rates and points.

Options for Younger Spouses of HECM Borrowers
Question: I am 75 years old, my wife is 56, and our home is worth $400,000. Our equity in the house will be her main financial resource when I have departed. She wants to live in our home until the end. What is the best way to use a reverse mortgage to meet her needs after I'm gone?

More Consumers Choosing Adjustable-Rate Mortgages
As the housing market continues its slow rebound in Connecticut, mortgage rates will continue to play a vital role in maintaining momentum.

Refinancing Mortgage Into Higher Rate Can Make Sense
Rising rates tend to discourage homeowners from refinancing. But there are good reasons to refinance even when rates are going up, even if refinancing means paying a higher rate than you currently have.

Credit Scores Rising for Those w/Judgments, Liens
Ever struggle with trying to boost your credit score? Well, millions of consumers won't have to do anything but wake up to a higher credit score sometime in July.

Federal, State Programs Help With CA Downpayments
As home prices keep rising, so do the down payments, keeping many San Diegans from taking that step toward homeownership.

Reverse Mortgages 101
I frequently get questions from homeowners about home-equity conversion mortgages, the type of reverse mortgage backed by the Federal Housing Administration.

Programs Help Texans With Down Payments
For low- to moderate-income renters in Texas, the prospect of buying a house may seem out of the question.

Mortgage Rates Defy Fed Bump
Long-term U.S. mortgage rates dropped slightly this week.

Sources for Help With Down Payment on Home
Do down payment assistance programs result in more defaults?


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News stories about the H o m e Affordable Refinance Program including expanded program guidelines.





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