News by Subject
Complete list of specialty news sections.

Mortgage Advertising
Reach mortgage executives, loan originators and other people tied to mortgage industry.

Mortgage Industry News
Subscription-based news for people who work in real estate finance.

Mortgage Newsletter
Free e-mail newsletter with the latest headlines from

Mortgage News Reprints
Put entire stories in your online or printed newsletter or publication.

Mortgage Feedget RSS code
Condensed stories for your web site or for your RSS reader.

News Archives
Archive of news entries.

Mortgage Statistics
Data and statistics for real estate finance.

Mortgage Graphs
Directory of lenders, branch operators and mortgage service providers.
home advertise email RSS about us
HOT Topics Rates Glossary LO License Search
mortgage news by

Mortgage News
for Current and Prospective Borrowers

Last Updated February 13, 2015 11:05 AM Central

Are you in the Mortgage Industry? Subscribe to Mortgage News for the Mortgage Industry

Strong Employment Report Behind Mortgage Rate Rise
Mortgage rates rose this week on news of an improving economy, Freddie Mac said, with lenders offering conventional 30-year home loans at an average of 3.69 percent compared with 3.59 percent last week.

Shopping for Best Mortgage Rate
The Consumer Financial Protection Bureau deplores the fact that almost half of the home buyers it recently surveyed did not shop for a mortgage but dealt with a single loan provider. To encourage shopping, the agency has developed a "Check Interest Rate" tool. It advises borrowers: "As you start talking to lenders, compare their offers to the rates in the tool to see if you are getting a good deal."

Mortgage Rates Fall to 20-Mth Low on Soft Economy
Fixed mortgage interest rates fell this week to their lowest level in more than 20 months, with Freddie Mac reporting that lenders were offering conventional 30-year loans at an average of 3.59 percent, down from 3.66 percent a week ago.

Why Mortgage Rates Vary Between Consumers
The Consumer Financial Protection Bureau recently unveiled an Internet-based tool designed to help consumers shop effectively for the lowest possible mortgage interest rate. For this tool to work, it must help mortgage shoppers distinguish between rate differences that are justified, which borrowers would have to pay in a perfect market no matter how effectively they shop; and rate differences that arise because lenders know more than borrowers and control the process, which might be overcome by effective shopping.

Reduced FHA Premiums Benefit First Time Homebuyers
When the recession took the country by storm, the housing market was hit very hard. For years many people shyed away from buying or selling a home.

1st Increase in Mortgage Rates This Year
Fixed mortgage rates this week rose for the first time in 2015, with Freddie Mac's widely watched survey pegging the 30-year conventional rate at 3.66 percent, up from 3.63 percent last week.

Resolving Important Mortgage Issues by Letter
Q: I am downsizing by purchasing a smaller home that will be my primary residence. Because I do not have my existing house on the market, the lender I approached to finance the purchase has asked me for a letter describing my reasons for the purchase. I intend eventually to sell my current primary home, but for now, I will most likely rent it to a friend for some time. What should I include in my letter that would satisfy this lender?

Determining When it Makes Sense to Refinance
Despite the recent increase in the growth rate of the economy, interest rates remain stubbornly low. Many mortgage borrowers who to this point have procrastinated in making a refinance decision are wondering whether the market fates are giving them another shot. And some who did refinance earlier are wondering whether they ought to do it again. A critical question for these borrowers is the degree of certainty they can have that a refinance will provide a net benefit. This article discusses three approaches to that question that have emerged over the years, and a new approach introduced here.

Urgency to Move on Reverse Mortgage Decision
Financial planners are assiduously courting seniors whose wealth is large enough to generate attractive fees for the planner who gets to manage it but not large enough to eliminate the possibility the senior will run out of money. A favorite planning tactic is to calculate an annual asset liquidation plan that is consistent with a target probability of running out -- 3 percent and 4 percent are numbers I have seen.

Reverse Mortgages Not Always a Good Option
Retirement is an increasingly scary prospect. Some experts say a couple will require at least $2 million to live comfortably. Some say you should have at least 10 times your annual salary socked away.

Consumer Mortgage News Archives

Consumer Mortgage News
Free mortgage news for current and prospective borrowers from a leading online mortgage industry news publication.

Refinance News
News about refinance programs, pricing and production.
H A R P 2.0 News
News stories about the H o m e Affordable Refinance Program including expanded program guidelines.

Copyright © 2014 Subsribers Only:

AMC directory

ARM indexes

mortgage company directory

mortgage regulations

net branch directory

pricing engine directory

wholesale lender directory

More Mortgage News Resources ( full site map):

advertising news

appraisal news

bank news

biggest lenders

commercial mortgage news

corporate mortgage news

credit news

FHA news

financial regulation news

foreclosure news

free mortgage news

GSE news

jumbo mortgage news

interest rates

loan modification news

loan originator survey

LOS Newsletter


mortgage associations

mortgage-backed securities

mortgage books

mortgage brokers

mortgage compliance

mortgage conferences

mortgage directories

mortgage education

mortgage employment

mortgage employment index

mortgage executives

mortgage fraud

mortgage fraud blog

mortgage fraud local news

Mortgage Fraud Index

Mortgage Graveyard

mortgage insurance news

mortgage lawsuits

mortgage leads

mortgage lender ranking

mortgage licenses

mortgage litigation

Mortgage Litigation Index

Mortgage Market Index

mortgage mergers

mortgage news

mortgage politics

mortgage press releases

mortgage production

mortgage public relations

mortgage rates

mortgage servicing

mortgage statistics

mortgage technology

mortgage video

mortgage Webinars

net branch

net branch directory

nonprime news

origination news

originator tools

refinance news

reverse mortgage news

sales blog

secondary marketing

servicing news

subprime news

wholesale lenders

wireless mortgage news