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Mortgage News
for Current and Prospective Borrowers

Last Updated March 15, 2018 2:24 PM Central

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Understanding How Mortgage Rate Locks Work
A rate lock is a commitment by a mortgage lender to lend a stated amount to a specified borrower posting a specified property as collateral, at a stipulated interest rate and points.

Avoid Reverse Mortgages
Recently the Trump administration proposed changes to the Department of Housing and Urban Development's reverse mortgage program: raising premiums, tightening loan limits and making foreclosure easier.

Should I Convert or Refinance My Reverse Mortgage?
Jane took out a home-equity conversion mortgage on her house five years ago when she became 62. An HECM is a reverse mortgage.

Ultra Low Mortgage Rates Disappearing
Mortgage rates hit a four-year high late last week, and it's looking like the years of ultra-low-cost home loans are coming to an end, experts said.

Costs to Consider When Buying a House
Your day burns brightly on both ends.

PACE Loans Borrowers Often Uninformed
It sounds almost too good to be true: Major high-dollar home repairs, such as new hurricane-resistant impact windows, roof replacement, solar energy systems, hot water heaters, air conditioning systems and more, financed with no money down and no credit check.

Home Buyer Averts Title Company Scam
We've heard of scams that often cost victims hundreds or thousands of dollars, which is bad enough.

Wall Street Volatility Impacts US Housing Market
Worries about higher interest rates have sent Wall Street into a tailspin during recent days.

How To Buy New House Before Selling Old One
A homeowner who wants to exchange the house in which she lives for another one that better meets her current needs and capacities can save herself much grief and expense by buying the new house before selling the old one.

Using Reverse Mortgage as Retirement Income Stream
In the first quarter of 2017, U.S. seniors had an estimated $6.3 trillion locked up in home equity.

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Refinance News
News about refinance programs, pricing and production.
H A R P 2.0 News
News stories about the H o m e Affordable Refinance Program including expanded program guidelines.

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