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Mortgage Glossary G


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Term Definition
Ginnie Mae Government National Mortgage Association (GNMA); a federally owned corporation regulated by the U.S. Department of Housing and Urban Development, Ginnie Mae backs securities for private investment.
Global debt facility Allows investors all over the world to purchase loans of U.S. dollar and foreign currency.
Good faith estimate An estimate of charges which a borrower is likely to incur in connection with a settlement.
Graduated payment mortgages Mortgages that begin with low monthly payments that gradually increase over a certain amount of time until they finally reach a fixed amount.
Gross income Income before taxes.
Guaranty Fee Payments made by a lender to Fannie Mae for the assurance of timely principal and interest payments to MBS holders.


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