A month-over-month rise in total mortgage delinquency was powered by an increase in one-month delinquencies, as the foreclosure inventory rate was lower.
Home loan delinquency of at least 30 days, including the foreclosure rate, was 8.95 percent as of Nov. 30.
The past-due rate deteriorated from a month earlier, when the rate of residential delinquency was 8.82 percent.
Loan performance has improved, however, from one year earlier, when the total delinquency rate was 10.63 percent.
Lender Processing Services, which reported the performance data, said the numbers were extrapolated based on LPS Applied Analytics' loan-level database of mortgage assets.
Properties that were 30 or more days delinquent or in foreclosure numbered 4,497,000 last month.
States with the highest ratio of non-current loans were Mississippi, New Jersey, Florida, New York and Louisiana.
On the winning side of the field were Colorado, Montana, Alaska, South Dakota and North Dakota -- which had the lowest percentage of non-current loans.
The U.S. delinquency rate included a 6.45 percent thirty-day rate, excluding the foreclosure inventory, worse than October's 6.28 percent rate.
Also factored in to November's total rate was a 2.50 percent foreclosure pre-sale inventory rate, lower than 2.54 percent the previous month.