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| Week Ended July 28, 2010 |
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|
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| National Average Loan Amount |
|
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| $214,257 |
|
|
|
|
|
| Top 3 States |
state |
|
| $291,229 |
DC |
|
| $290,117 |
HI |
|
| $274,709 |
MA |
|
|
|
|
| Bottom 3 States |
state |
|
| $135,825 |
SD |
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| $138,503 |
WV |
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| $149,409 |
MS |
|
|
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| National Average Rate-Term Refinance Amount |
|
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| $228,878 |
|
|
|
|
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| Top 3 States |
state |
|
| $301,377 |
HI |
|
| $292,634 |
DC |
|
| $282,349 |
CA |
|
|
|
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| Bottom 3 States |
state |
|
| $136,215 |
SD |
|
| $145,914 |
WV |
|
| $158,088 |
AR |
|
|
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| National Average Cashout Refinance Amount |
|
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| $212,790 |
|
|
|
|
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| Top 3 States |
state |
|
| $308,000 |
DC |
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| $288,924 |
AK |
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| $276,693 |
OR |
|
|
|
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| Bottom 3 States |
state |
|
| $124,470 |
WV |
|
| $132,438 |
SD |
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| $136,443 |
IA |
|
|
|
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| National Average Jumbo Loan Amount |
|
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| $633,146 |
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|
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| Top 3 States |
state |
|
| $1,000,000 |
KY |
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| $892,000 |
VT |
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| $890,944 |
IN |
|
|
|
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| Bottom 3 States |
state |
|
| $480,250 |
AK |
|
| $507,086 |
HI |
|
| $531,000 |
MT |
|
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| National Rate-Term Refinance Share |
|
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| 44.22% |
|
|
|
|
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| National Cashout Refinance Share |
|
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| 14.55% |
|
|
|
|
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| National Total Refinance Share |
|
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| 58.77% |
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| HOT PRODUCTS |
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| Product |
state |
State Average |
| Conv30 |
MA |
$298,057 |
| Conv30 |
MO |
$204,429 |
| Conv30 |
CA |
$291,269 |
| Conv15 |
MA |
$268,256 |
| Conv30 |
NJ |
$278,328 |
| Conv30 |
IL |
$248,492 |
| Conv30 |
KS |
$202,760 |
| Conv15 |
MO |
$191,529 |
| Conv30 |
TX |
$222,655 |
| Conv30 |
NE |
$170,757 |
| Conv30 |
AR |
$175,193 |
| 3 |
MA |
$272,905 |
| FHA30 |
MO |
$147,697 |
| FHA30 |
CA |
$281,633 |
| Conv15 |
NE |
$149,526 |
|
|
|
| Average rate for each product from All investors |
Number of Queries |
Product |
| 4.485% |
52805 |
Conv30 |
| 3.920% |
25157 |
Conv15 |
| 3.470% |
1126 |
5-1LiborARM |
| 4.350% |
18239 |
FHA30 |
| 4.020% |
4214 |
FHA15 |
| 4.360% |
5695 |
VA30 |
| 5.420% |
2000 |
Jumbo30 |
|
|
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| Mortgage Market Index |
|
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| 310 |
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