|
Defendant
|
Plaintiff
|
Court
|
Amount
|
Overview
|
Case Title |
Case Number
|
Date Filed |
Link to Story |
| United Home Savers, LLP, Stephanie Dietschy, Darin Dietschy |
Federal Trade Commission |
United States District Court for the Middle District of Florida |
na |
Defendants allegedly charged up-front fees for loan modification services and workouts that are either subsequently not performed or are ineffective despite UHS assurances to consumers that they would avoid foreclsoure. |
Federal Trade Commission v. United Home Savers, LLP |
8:08-cv-01735-vcm-tbm |
Sept. 8, 2009 |
www.mortgagedaily.com/ForeclosureLitigation090409.asp |
| Best Interest Rate Mortgage Company, LLC |
New Jersey Attorney General |
Superior Court of New Jersey Chancery Division- Essex County |
na |
State alleges Best Interest Rate Mortgage Company LLC of violations of Consumer Fraud Act and New Jersey Debt Adjustment and Credit Counseling Act in relation modification services. Best operated without a state license, offered misleading solicitations that the firm represented a government agency, and charged excessive up-front fees. |
Milgram v. Best Interest Rate Mortgage Company, LLC |
na |
7/10/2009 |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| FHA Allday.com, Safety Financial Services, Inc., Housing Assistance Law Center, PA, Housing Assistance Now, Inc., Jason Vitulano |
Florida Attorney General |
Circuit Court for Palm Beach County, Florida 15th Judicial Circuit |
na |
Firm allegedly charged excessive up-front fees for loan modification services in addition to illegally using Barack Obama’s voice in marketing phone calls and claiming to have an in-house staff of attorneys when no such staff existed. Also alleged are violations of the Foreclosure Fraud Prevention Act. |
State of Florida v. FHA Allday.com, Inc. et. al. |
2009CA024341 |
7/20/2009 |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| Home Relief Services, LLC, The Diener Law Firm, Golden State Funding, Inc., Payment Relief Services, Inc., Christopher Diener, Kathleen Marrero-Davis, Terence Green Sr, Stefano Marrero, Maya Burrell Marrero, Ronald C. Specter, Kenneth Buhler, Does 1-100 |
California Attorney General |
Superior Court of the State of California, County of Orange |
$10 million |
Firm is alleged to have charged excessive up-fron fees for loan modifications and failed to provide services to clients. |
The People of the State of California v. Home Relief Services, LLC et al |
na |
na |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| Hope for Homeowners Now, LLC, Matthew Castaneda and Jane Doe Castaneda, Michael Winding and Jane Doe Winding |
Arizona Attorney General |
Superior Court of Arizona, Maricopa County |
$155,000 |
Defendants allegedly charged excessive up-front fees for loan modification services. Default judgment entered against defendants for failure to appear on Sept. 28, 2009 |
State of Arizona v. Hope for Homeowners Now, LLC, et. Al |
CV2009-022275 |
Sept. 28, 2009. |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| Loan Modification of America LLC, Kardakh Natto, John Saro |
Arizona Attorney General |
Superior Court of Arizona, Maricopa County |
na |
Defendant is alleged to have falsely advertised a 90% success rate in modifying clients mortgages and falsely offering a 100% money back guarantee |
State of Arizona v. Loan Modification of America LLC |
CV2009-022274 |
7/14/2009 |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| Loan Modification Professional Services |
Arizona Attorney General |
Superior Court of Arizona, Maricopa County |
na |
Defendant is accused of collecting between $1,500 and $3,500 from eight customers who claim they never received the services they were promised. |
na |
na |
na |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| RMR Group Loss Mitigation, LLC, Living Water Lending, Inc., Shippey & Associates, PC, Michael Scott Armendariz, Ruben Curiel, Ricardo Haag, Karla Shippey, Arthur Aldridge, Does 1-100 |
California Attorney General |
California Superior Court, Orange County |
na |
Firm is charged with falsely advertising a 98% success rate and a money-back guarantee while charging excessive up-front fees. |
The People of the State of California v. RMR Group Loss Mitigation, LLC, et al. |
No. 30-2009-00125952 |
7/13/2009 |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| Santoya Financial Company LLC, Thomas J. Montoya, Robert Sanchez |
Arizona Attorney General |
Superior Court of Arizona, Maricopa County |
na |
Santoya is alleged to have falsely advertised that the HUD endorsed the firm’s services and that modification fees were refundable in the event loan modification attempts are unsuccessful. |
State of Arizona v. Santoya Financial Company |
CV2009-022369 |
7/13/2009 |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| Sean Cantkier; Scot Lady; Jeffrey Altmire; Michael Haller; Lisa Roye; Alan Lestourgeon; Kean Lee Lim; Greg Rivera; Neil Sperry. |
Federal Trade Commission |
U.S. District Court for the District of Columbia |
n/a |
Defendants allegedly attempted to divert homeowners searching for www.MakingHomeAffordable.gov, a government endorsed Web site, to Web sites that charge fees for the same services. At the Federal Trade Commission’s request, the Court entered orders barring eight of the defendants from engaging in the allegedly illegal conduct. |
FTC v. Cantkier. [Formerly FTC v. One or More Unknown Parties Misrepresenting Their Affiliation with the Making Home Affordable Loan Program] |
09-CV-00894, FTC File No. 092 3147 |
5/14/2009 |
www.mortgagedaily.com/Modifications072409.asp |
| Statewide Financial Group, Inc d/b/a/ US Homeowners Assistance, US Homeowners Preservation Center, Inc., US Homeowners Preservation Center of America, Hakimullah Sarpas, Zulmai Nazarai, Sharon Fasela, Rasha Yehia Melek |
California Attorney General |
California Superior Court, Orange County |
na |
Firm is charged with falsely advertising a 98% success rate and implying it was a government agency, and charging up-front fees while not providing services to the clients |
The People of the State of California v. Statewide Financial Group, Inc. et al |
na |
7/13/2009 |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| US Homeowners Asstistance |
Ohio Attorney General, Ohio Department of Commerce |
Hamilton County Court of Common Pleas, State of Ohio |
na |
Alleged violations of the Ohio Consumer Sales Practices Act, Telephone Solicitation Sales Act, Debt Adjusters Act, and Telephone Consumer Protection Act. Customers were charged $1,800 for responding to automated solicitation phone calls, and the State alleges failure to provide services to clients. |
NA |
na |
na |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| Foreclosure Solutions, LLC, and Timothy A. Buckley |
Federal Trade Commission |
United States District Court for the Northern District of Ohio, Eastern District |
n/a |
The FTC reported a Stipulated Final Judgment against defendants who were accused of falsely claming years of experience in loan modifications, falsely touting high success rates and violation the FTC’s Do Not Call Rule by calling borrowers on the National Do Not Call Registry. |
Federal Trade Commission v. Foreclosure Solutions, LLC et al. |
No. 1:08-cv-01075 |
4/28/2008 |
www.mortgagedaily.com/LawsuitsForeclosure071509.asp |
| Loss Mitigation Services, Inc., Synergy Financial Management Corporation, also d/b/a Direct Lender and DirectLender.com, Dean Shafer, Bernadette Carr-Perry, and Marion Anthony (a.k.a. “Tony”) Perry |
Federal Trade Commission |
United States District Court Central District of California |
n/a |
The FTC asked the court for consumer redress and a permanent ban on deceptive practices alleging defendants charged up to $5,500 in advance, misrepresented its relationship with servicers and falsely promised to obtain a modification. |
Federal Trade Commission v. Loss Mitigation Services Inc. et al. |
No. 09-CV-800 |
7/13/2009 |
www.mortgagedaily.com/LawsuitsForeclosure071509.asp |
| LucusLawCenter “Incorporated”, a corporation, also d/b/a Lucas Law Center, Future Financial Services, LLC, a limited liability company, also d/b/a Lucas Law Center, Paul Jeffrey Lucas, an individual, Christopher Francis Betts, an individual, and Frank Sullivan, an individual |
Federal Trade Commission |
United States District Court Central District of California Southern Division |
n/a |
The FTC asked the court for consumer redress and a permanent ban on deceptive practices alleging defendants charged advanced fees up to $3,995 and told borrowers to stop making their payments to demonstrate consumers’ hardship to the lender in order to obtain a home loan modification. In numerous instances, defendants failed to obtain mortgage loan modifications. Defendants have also failed to give promised refunds to consumers when they could not in fact obtain home loan modifications. |
Federal Trade Commission v. Lucaslawcenter “Incorporated” a corporation et al. |
No. 09-CV-770 |
7/7/2009 |
www.mortgagedaily.com/LawsuitsForeclosure071509.asp |
| US Foreclosure Relief Corp., a corporation, also, d/b/a U.S. Foreclosure Relief, Inc., Lighthouse Services, and California Foreclosure Specialists, George Escalante, individually and as an officer of US Foreclosure Relief Corp., Cesar Lopez, individually and doing business as H.E. Service Company, and Adrian Pomery, Esq., individually and also trading and doing business as Pomery & Associates |
Federal Trade Commission, The People of the State of California, and the State of Missouri |
United States District Court Central District of California |
n/a |
The FTC asked the court for consumer redress and a permanent ban on deceptive practices alleging defendants falsely claimed they could obtain home loan modifications, falsely claiming years of experience and success in obtaining modificiations, and violating the telemarketing sales rule and the National Do Not Call Registry. |
Federal Trade Commission et al. v. US Foreclosure Relief |
No. 09-CV-768 |
7/7/2009 |
www.mortgagedaily.com/LawsuitsForeclosure071509.asp |
| Apply2Save, Inc. a corporation, Sleeping Giant Media Works, Inc., a corporation, and Derek R. Oberholtzer, individually and as an officer of Apply2Save, Inc., and Sleeping Giant Media Works, Inc. |
Federal Trade Commission |
United States District Court for the District of Idaho |
n/a |
The FTC asked the court for consumer redress and a permanent ban on deceptive practices alleging defendants promised loan modifications in 30 to 90 days for advanced fees up to $995, however, defendants failed to obtain those modifications and for most consumers, were unable to stop foreclosure. |
Federal Trade Commission v. Apply2Save, Inc. et al. |
FTC File No. 092 3117 |
July 14, 1009 |
www.mortgagedaily.com/LawsuitsForeclosure071509.asp |
| ABS Saveco |
State of Kansas ex. rel., Steve Six, Attorney General |
Shawnee County, Kansas District Court |
n/a |
Civil case alleging violations of the Kansas Consumer Protection Act. Defendant allegedly ran loan modification scams. |
State of Kansas v. ABS Saveco, LLC |
No. 09C1055 |
7/2/2009 |
www.mortgagedaily.com/Modifications070809.asp |
| Capital Foreclosure Solutions, Inc., Katen Pabley, SGM Mortgage Inc., Scott Kotalik, United Home Solutions Inc., The Mack Financial Group Inc. |
Illinois Attorney General |
Cook County Circuit Court |
na |
Alleged violations of Illinois Mortgage Rescue Fruad Act through up-front payments for loan modifications, failure to provide services. |
State of Illinois v. Capital Foreclosure Solutions, Inc. et al |
na |
7/15/2009 |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| Federal Loan Modification Law Center LLP, Venture Legal Support PLC, Federal Loan Modifications, SBSC Corp. and Steven Oscherowitz |
Federal Trade Commission |
U.S. District Court for the Central District of California |
|
New defendants added in case where defendants allegedly charged between $1,000 and $3,000 in upfront fees but often failed to obtain the promised modifications |
Federal Trade Commission, Plaintiff, v. Federal Loan Modification Law Center, LLP, et al, Defendants. |
Civil Action No. SACV09-401CJC (MLGx), FTC File No. 092 3070 |
4/3/2009 |
www.mortgagedaily.com/Modifications070809.asp |
| G Services Group d/b/a/ Guardian Services Group |
Washington Attorney General |
King County Superior Court |
na |
G Capital is alleged to have charged $1,500 to $3,000 in up front fees for loan modification services while failing to offer these services to homeowners. |
State of Washington v. G Services Group LLC |
|
7/15/2009 |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| Helping Hands Support Services |
State of Kansas ex. rel., Steve Six, Attorney General |
Shawnee County, Kansas District Court |
n/a |
Civil case alleging violations of the Kansas Consumer Protection Act. Defendant allegedly ran loan modification scams. |
“State of Kansas v. Helping Hands Support Services, Inc. |
No.09C1057 |
7/2/2009 |
www.mortgagedaily.com/Modifications070809.asp |
| Kirkland Young LLC |
State of Kansas ex. rel., Steve Six, Attorney General |
Shawnee County, Kansas District Court |
n/a |
Civil case alleging violations of the Kansas Consumer Protection Act. Defendant allegedly ran loan modification scams. |
State of Kansas v. Kirkland Young, LLC |
No. 09C1056 |
7/2/2009 |
www.mortgagedaily.com/Modifications070809.asp |
| Loan Modification Inc, Edward J. Galowitch |
Illinois Attorney General |
Cook County Circuit Court |
na |
Alleged violations of Illinois Mortgage Rescue Fruad Act through up-front payments for loan modifications, failure to provide services. |
State of Illinois v. Loan Modification Inc. |
na |
7/15/2009 |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| Mason Capital Corp. LLC |
Washington Attorney General |
Snohomish County Superior Court |
na |
Mason Capital is alleged to have charged $2,000 to $3,000 in up front fees for loan modification services while failing to offer these services to homeowners. |
State of Washington v. Mason Capital Group, LLC |
|
7/15/2009 |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| Midwest Foreclosure Solutions, Judel James Robert, Maria C. Scaradicchio |
Illinois Attorney General |
Cook County Circuit Court |
na |
Alleged violations of Illinois Mortgage Rescue Fruad Act through up-front payments for loan modifications, failure to provide services. |
State of Illinois v. Midwest Foreclosure Solutions, Inc. |
na |
7/15/2009 |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| New Day Financial Solutions, Inc, American Credit Debt Repair and Debt Settlement, LLC, Paramount Debt Settlement USA, LLC, Uzor Financial Solutions LLC, Uzor and Associates, Stephen Pasch, Ejike N. Uzor, Jane and John Does 1-10 |
New Jersey Attorney General |
Superior Court of New Jersey Chancery Division- Essex County |
na |
State AG alleges collection of up-front fees for bogus loan modification services, improperly advising clients to stop mortgage payments, and improper guarantees. |
Milgram v. New Day Financial Services, SA, NDROA, Inc. |
ESX-C-190-09 |
7/10/2009 |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| People’s First Financial, Inc. |
Illinois Attorney General |
Cook County Circuit Court |
na |
Alleged violations of Illinois Mortgage Rescue Fruad Act through up-front payments for loan modifications, failure to provide services. |
State of Illinois v. People’s First Financial, Inc. |
na |
7/15/2009 |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| US Foreclosure Relief Corp., George Escalante, Cesar Lopez, Adrian Pomery |
California Attorney General |
California Superior Court, Orange County |
na |
Up-front fees of up to $2,800 allegedly charged. |
na |
na |
na |
www.mortgagedaily.com/ModificationLitigation081209.asp |
| Carrington Mortgage Services LLC |
Ohio Attorney General, Ohio Department of Commerce |
Court of Common Pleas, Franklin County, Ohio |
na |
Purchasor or of servicing operations out of bankruptcy failed to offer loan modifications and workout options to borrowers. Offfering the modifications and workouts was a condition of the purchase of the assets out of bankruptcy of New Century Financial. Also alleged are violations of Ohio Consumer Sales Practices Act. |
State of Ohio v. Carrington Mortgage Services LLC |
Case No. 09 CVH 7 11433 |
7/31/2009 |
www.mortgagedaily.com/LawsuitCarrington080309.asp |
