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1. Serious Delinquency Improves 4 Straight Months - 90-day rate down 10 BPS on 1st... December 2012 , when the 90-day rate was 1.68 percent. The performance metrics were outlined in the S&P/Experian Consumer Credit Default Indices. The improvement from April 2012 www.mortgagedaily.com/Delinquency052113.asp 2. Mechanics of Credit Scores - Manage your credit well and watch your credit score... Credit files are maintained by the three national credit reporting companies: Equifax, Experian and TransUnion. Consumers can receive a free copy of their credit reports from each www.mortgagedaily.com/Consumers/Credit051913.asp 3. Inside Credit Scores - A look at mechanics of credit scoring | April 29, 2013... Experian, one of the three major credit bureaus, in 2012 ... of the three major credit bureaus: TransUnion, EquiFax and Experian. Farah said he encourages his clients to get one www.mortgagedaily.com/Consumers/MctCredit042913.asp 4. Serious Mortgage Delinquency Falls - 90-day rate down 7 BPS in March | April 16... S&P/Experian Consumer Credit Default Indices. On second mortgages, the 90-day delinquency rate was 0.69 last month, improving from the previous month's 0.71 percent. The second www.mortgagedaily.com/Delinquency041613.asp 5. 2nd Mortgage Delinquency Inches Up as 1st Mortgage Lates Drop - 90-day first... S&P/Experian Credit Default Indices. Unlike with first mortgages, second-mortgage performance deteriorated last month. Junior liens that were past due at least three months www.mortgagedaily.com/Delinquency031913.asp 6. Credit Reporting Journal - Recent credit reporting regulatory action, policies... Equifax, Experian and TransUnion -- and their consumer information management processes. In Cordray's Dec. 13 press comments, he said the report showed consumers' credit card www.mortgagedaily.com/Credit031113.asp 7. Serious Delinquency Reverses Rising Trend - 90-day first mortgage rates off 10... January 2012 , when the rate was 2.08 percent. The performance data was included in the S&P/Experian Consumer Credit Default Indices released Tuesday. Second-mortgage delinquency www.mortgagedaily.com/Delinquency021913.asp 8. Foreclosures, Serious Delinquency Down in 2012 - 90-day rate down 20 BPS in... S&P/Experian Credit Default Indices that indicated 90-day first-mortgage delinquency climbed to 1.68 percent at the end of December from the prior month's 1.58 percent. That www.mortgagedaily.com/Delinquency90Day021213.asp 9. Serious Delinquency Worsening - 90-day delinquency up 10 BPS in December on first ... September's post-recession low of 1.36 percent. The statistics were released Tuesday as part of the S&P/Experian Credit Default Indices.. But late payments have retreated from the www.mortgagedaily.com/Delinquency011513.asp 10. 2nd Mortgage Delinquency Continues Improving - 90-day 1st mortgage delinquency up ... S&P/Experian Consumer Credit Default Indices. "The first mortgage was the only product line that increased in November," David M. Blitzer, managing director and chairman of the www.mortgagedaily.com/Delinquency121812.asp 11. Serious Mortgage Delinquency Jumps - October 90-day rate up 11 BPS from September ... S&P/Experian Consumer Credit Default Indices released ... P Dow Jones Indices and Experian. Delinquency is based on data extracted from Experian's consumer credit database that www.mortgagedaily.com/Delinquency112012.asp 12. Mortgage Performance Continues Improvement - First mortgage 90-day rate down 4... It was also better than 1.99 percent in September 2011 . The statistics were included in the S&P/Experian Consumer Credit Default Indices. Second-mortgage delinquency fell to 0.64 www.mortgagedaily.com/Delinquency101612.asp 13. Mortgage Delinquency Rate Slips - First mortgage 90-day rate off 1% in August... July , when the 90-day rate was 1.41 percent. The figures were included in the S&P/Experian Consumer Credit Default ... Dow Jones Indices and Experian. Delinquency has fallen from www.mortgagedaily.com/Delinquency091812.asp 14. Lead Providers Target HARP 2.0 Prospects - Recent mortgage lead activity | Sept... His checklists are easy to understand and ensure all bases are covered when handling leads. Experian will sell a ... Digital for $175 million. Experian purchased the assets in www.mortgagedaily.com/Leads091712.asp 15. 2nd Mortgage Delinquency Inches Higher - 1st mortgage 90-day delinquency... S&P/Experian Consumer Credit Default Indices ... P Dow Jones Indices and Experian. The indices are calculated based on data extracted from Experian's consumer credit database www.mortgagedaily.com/Delinquency082112.asp 16. Serious Delinquency Continues Improving - Six straight months of decline | July... The S&P/Experian Consumer Credit Default Indices indicated that the 90- ... in June 2011 . The indices are determined using Experian's consumer credit database of $11 trillion in www.mortgagedaily.com/Delinquency071812.asp 17. CoreLogic Named as Defendant in Antitrust Lawsuit - Class action status sought... Experian's mortgage credit information for tri-merged mortgage credit reports. Experian, which was ... in maintaining Experian's monopoly ... Inc. v. Experian Information Solutions www.mortgagedaily.com/LawsuitCorelogic071012.asp 18. 4 Months of Improvement in Serious Delinquency - 1.88% 90-day delinquency on 1st... April 2011 , the rate of late payments on first mortgages was 2.16 percent. The statistics, culled from the S&P/Experian Consumer Credit Default Indices, are based on data from www.mortgagedaily.com/Delinquency051512.asp 19. Serious Delinquency Less Serious - 2.02% 1st mortgage delinquency in January... S&P/Experian Consumer Credit Default Indices released Tuesday. The findings were based on data submitted to Experian from 11,500 lenders on around $11 trillion in outstanding www.mortgagedaily.com/Delinquency032012.asp 20. Serious Delinquency Retreats - 2.08% 90-day rate in January | Feb. 21, 2012... August , when 90-day delinquency was 1.92 percent. The statistics were reported Tuesday in the S&P/Experian Consumer Credit Default Indices. More than $1.45 trillion is reportedly www.mortgagedaily.com/Delinquency90day022112.asp 21. Serious Delinquency Rises in December - 6.58% 90-day delinquency rate | Jan. 20... Experian indicated that on just first mortgages, the 90-day rate climbed to 2.19 percent in December from the prior month's 2.17 percent. Moody's noted in today's report that a www.mortgagedaily.com/Delinquency012012.asp 22. Early Delinquency Retreats - 12.26% 30-day U.S. rate in December | Jan. 19, 2012 |... Experian that 90-day delinquency was up for the fourth month in a row to 2.19 percent in December. Also reporting higher year-end delinquency was Bank of America Corp., where the www.mortgagedaily.com/Delinquency011912.asp 23. Serious Mortgage Delinquency Up 4th Consecutive Month - 2.19% first mortgage rate ... Ratings Service and Experian. The numbers reflect data on around $11 trillion ... metropolitan statistical areas tracked by S&P and Experian, Miami's 4.73 percent composite rate was www.mortgagedaily.com/Delinquency011712.asp 24. Mortgage Copyright Lawsuits - Third-Quarter 2011 Mortgage Litigation Index | Jan. ... StoryLink to Story Experian Information Solutions, Inc.; VantageScore Solutions; LLC and ... model. Fair Isaac Corp., et al. v. Experian Information Solutions, Inc., et al. No. 10 www.mortgagedaily.com/CopyrightLawsuits010912.asp 25. Credit Lawsuits - Third-Quarter 2011 Mortgage Litigation Index | Jan. 9, 2012... StoryLink to Story Experian Information Solutions, Inc.; VantageScore Solutions; LLC and ... model. Fair Isaac Corp., et al. v. Experian Information Solutions, Inc., et al. No. 10 www.mortgagedaily.com/CreditLawsuits010912.asp
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