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Mortgage Compliance news | Mortgage Compliance Newsletter
News about complying with mortgage laws, rules and regulations.
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MDIA Analysis
FRB Finalizes Regulation Z Amendments to Implement Statutory Changes for Mortgage Loans
May 11, 2009
By RICHARD J. ANDREANO
Partner, Weiner Brodsky Sidman Kider PC
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On May 8, 2009 the Federal Reserve Board issued a final rule implementing changes to the Truth in Lending Act made by the Mortgage Disclosure Improvement Act of 2008.
The final rule advances to July 30, 2009, the compliance date for early disclosure requirements adopted by the board in a July 2008 rulemaking, and expands the requirements.
Mortgage loan applications taken on or after July 30, 2009, will be subject to waiting periods that delay consummation of the loans for a specified time after the early, estimated TILA disclosures are provided to the consumer, and after the corrected TILA disclosures are received by the consumer. The MDIA Rule will be published in an upcoming edition of the Federal Register.
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MDIA News
Browse news headlines about the Mortgage Disclosure Improvement Act of 2008.
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