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Refinance News | Refinance Share Statistics
News about refinancing programs, pricing and production. Stories about the H o m e
Affordable Refinance Program, H A R P 2.0 and other Making Home Affordable coverage.


P R E S S   R E L E A S E


Kevin Crichton of E Mortgage Management talks about Housing and the Cognitive Issues of An Aging Population


CHERRY HILL, New Jersey -- (May 10, 2016) -- A new report from the Mortgage Bankers Association and the Research Institute for Housing America highlights a strong correlation between housing behavior and the cognitive decline of older Americans. The report discusses normal cognitive aging and also shows a potential borrower’s ability to make decisions relating to their own housing and financial situation.

Crichton says; "As the report cites, there is a strong correlation between housing behavior and the cognitive decline of older Americans. As Baby Boomers begin to enter retirement years, new challenges arise with significant implications for both borrowers and lenders".

Kevin Crichton, President and Chief Operating Officer of E Mortgage Management, LLC (EMM) knows the market well. As a recognized leader in the retail/wholesale lending arena, Crichton has grown EMM to its present position as a well-respected, nationwide lender and his sentiments are respected as a strategic visionary and thought leadership executive.

"EMM is sensitive to the needs of all of our customers. As people get older, their budgets and lifestyle might have them looking at different housing needs," Crichton says. "As people age, they look to financial advisors and other market intelligence to help guide their decisions," adds Crichton.

Crichton, an advocate of home ownership, says, "Home prices generally still continue to rise at a solid pace. Home ownership offers stability and in the current market, buying is the valid and logical choice. We continue to see positive signs in the housing data, with home price appreciation, housing turnover, and household formation being the key drivers of growth for our business.  Looking at refinance statistics, the more interest rates plunge, the more borrowers come out of the woodwork in a mad rush to refinance. I have confidence in the overall housing market for people of all ages."


About E Mortgage Management LLC
Lender NMLS 2926. Equal Housing Lender, Equal Opportunity Employer. emmloans.com is a private, direct-endorsed local lender, rated A+ with the Better Business Bureau (BBB). The company offers products sponsored by Fannie Mae (FNMA), Freddie Mac (FHLMC), Home Affordable Refinance Program (HARP), Federal Housing Administration (HUD- FHA), U.S. Department of Veterans Affairs (VA), U.S. Department of Agriculture (USDA), individual state programs, and has access to a portfolio of private investors, nationwide. 3 Executive Campus, Suite 520 - Cherry Hill, NJ 08002




Source: E Mortgage Management

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