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Consumer Bankruptcy Filings Decline

Month-over-month and year-over-year drop in new cases

July 6, 2018

By Mortgage Daily staff

A month-over-month and year-over-year reduction in the number of new consumer bankruptcy cases was recorded for last month.

Including commercial and non-commercial activity, there were 63,697 new cases that were filed with U.S. Bankruptcy Courts during June.

Filings were off from 67,307 new bankruptcies previously reported for the prior month and an upwardly revised 66,832 filings a year prior.

The American Bankruptcy Institute reported the data.

The report indicated that there were 2.50 total filings for each 1,000 in U.S. population during the first-half 2018. The per-capita rate in Alabama was 5.67 -- higher than any other state. Tennessee's 5.48 rate followed, then 4.53 in Georgia, 4.33 in Mississippi and 3.81 in Illinois.

Non-commercial filings accounted for 60,677 of last month's new bankruptcy cases. Consumer bankruptcy activity declined from 63,982 in May and a downwardly revised 63,340 in June 2017.

From Jan. 1 through June 30 of this year, non-commercial bankruptcies amounted to 369,122 new cases.

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