|
Category
|
Description
|
| Total |
Total Cases Tracked (some cases tracked in multiple categories) |
| Advertising |
Lawsuits about mortgage advertising, bait-and-switch ads, deceptive ads, and do-not-call violations. |
| Appraisals |
Litigation related to real estate appraisals, pressuring appraisers, and appraisal fraud. |
| Bankruptcy- Consumer |
Legal issues surrounding borrowers who file for bankruptcy, including servicing bankrupt borrowers. |
| Bankruptcy- Corporate |
Litigation surrounding companies that file for bankruptcy protection or liquidation |
| Commercial Mortgage |
Cases related to commercial mortgage lending. |
| Commitments |
Loan commitment litigation. |
| Compliance |
Lawsuits and actions tied to violations of mortgage regulations. |
| Copyright |
Lawsuits about copyright, trademark, and intellectual property issues. |
| Credit |
Litigation based on credit reporting and other credit issues. |
| Criminal |
Cases involving criminal complaints. |
| Discrimination |
Class actions and lawsuits related to lending discrimination involving minorities, neighborhoods, and property types. |
| Down Payment Assistance |
Cases about the legality of DPA programs and HUD’s ability to prohibit them. |
| Embezzlement |
Legal actions on mortgage-related embezzlement and accounting fraud. |
| Employment |
Employment lawsuits involving overtime, employment discrimination, and employment contracts. Whistleblowers and WARN notice violation cases also. |
| Fees |
Lawsuits involving excessive fees, servicing fees, and loan fees beyond state maximums. |
| Foreclosures |
Servicer-related litigation, foreclosure lawsuits, and cases against foreclosure rescue services. |
| HELOC |
Cases related to home-equity lines of credit |
| Insider Trading |
Criminal cases about mortgage executives accused of trading securities based on insider information. |
| Investor |
Shareholder lawsuits and class actions accusing companies of inflating earnings, overstating capital position or otherwise deceiving investors in the company. Other shareholder issues. |
| Leads |
Litigation about mortgage leads. |
| Licenses |
Regulator lawsuits and actions against improperly licensed and unlicensed mortgage companies. |
| MBS |
Lawsuits related to mortgage-backed securities. |
| Mergers |
Lawsuits relating to mergers and acquisitions. |
| Military |
Actions involving military borrowers (added to report in Q2 2011). |
| Modifications |
Actions tied to loan modifications and modification firms. |
| Mortgage Fraud |
Cases involving mortgage fraud, flipping, identity theft, and inflated appraisals. |
| Mortgage Insurance |
Lawsuits tied to mortgage insurance. |
| Net Branch |
Litigation involving net branch operations. |
| Predatory |
Lawsuits and regulatory actions against predatory lenders. |
| Preemption |
Lawsuits about federal regulatory preemption over state regulation. |
| Privacy |
Lawsuits about privacy issues. |
| Regulatory |
Lawsuits by or against regulatory agencies. |
| Reverse Mortgages |
Litigation tied to home-equity conversion mortgages and reverse mortgage issues, programs, and lenders. |
| Secondary Marketing |
Cases related to secondary marketing, warehouse lending, and repurchases. |
| Servicing |
Litigation related to loan servicing, including escrow issues, transfer of servicing, and servicing borrowers in bankruptcy and foreclosure. |
| Suitability |
Lawsuits about the mortgage company’s liability in determining the suitability of loans for borrowers. |
| Technology |
Lending technology issues were are litigated. |
| Title |
Litigation tied to property title and title insurance claims. |
| YSP |
Litigation centered around yield spread premiums and YSP disclosures. |
