### Overview
On June 8, 2015 MortgageDaily.com published its ranking of the biggest mortgage lenders by residential loan originations. After years of turbulent refinancing waves, the ranking highlighted how purchase loans were fueling growth and which institutions were gaining or losing share.
### Top lenders (mid‑2015)
– **Wells Fargo:** Still the nation’s top mortgage lender, reporting billions in quarterly originations.
– **JPMorgan Chase:** Leveraging its scale and technology, Chase held on to a strong second‑place position.
– **Quicken Loans:** The Detroit‑based nonbank continued its rapid ascent thanks to online lending and aggressive marketing.
– **Bank of America:** After retrenching in previous years, BofA reemerged with a growing share of conforming and jumbo loans.
– **U.S. Bank:** This regional bank stayed in the top ranks by focusing on purchase loans and secondary market execution.
### Market trends & analysis
As interest rates inched up from 2014 lows, refinance applications waned and lenders shifted resources to purchase lending. Nonbanks like Quicken Loans and loanDepot gained share by investing in digital platforms and advertising, while traditional banks tightened underwriting and focused on profitability over volume. Meanwhile, servicing portfolios continued to consolidate as large banks sold rights to nonbank servicers.
### Why it matters
Knowing who the largest lenders are helps borrowers compare product offerings and interest rates. For industry professionals, the rankings signal where hiring, technology investment, and regulatory scrutiny are headed. A handful of players originating more than half of all U.S. mortgages also raises questions about market concentration and competition.
### Related resources
– [Mortgage Lender Ranking](/mortgagelenderranking)
– [Conforming Mortgage Fundings](/fundingsconforming)
– [Industry Change 062413](/industrychange062413)
– [Fraud Index](/fraudindex)
– [Mortgage Employment Index](/mortgageemploymentindex)
– [Mortgage Employment Index 082613](/mortgageemploymentindex082613)
– [Statistics](/statistics)
