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Your 5.75% ARM Can Legally Become 10.75%
The adjustable rate saves you a point against the fixed, and the loan officer explains that you will refinance long before it adjusts. Both statements are true. Neither answers the only question that matters: if you are still holding this loan in...
Mortgage Rates Today: Daily 30-Year Rate 6.67% Aug 19 2026
30-Year Fixed 6.67% 15-Year Fixed 5.99% 5/1 ARM APR 6.18% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today climbed to 6.67% on the 30-year fixed, up from 6.65% yesterday. The 15-year fixed sits at 5.99% and the 5/1...
You Paid for Title Insurance That Protects Someone Else
There is a line on your closing statement marked title insurance, and you paid for it. Four years later a previously unknown heir files a claim against the property. The insurer defends the mortgage balance, settles with the lender, and your equity...
Mortgage Rates Today: Daily 30-Year Rate 6.65% Aug 18 2026
30-Year Fixed 6.65% 15-Year Fixed 5.99% 5/1 ARM APR 6.26% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today edged up to 6.65% on the 30-year fixed, one basis point above 6.64%. The 15-year fixed sits at 5.99% and...
Mortgage Rate Forecast: Week of August 17 – 21, 2026
Weekly Mortgage Rate Forecast Mortgage Rate Forecast: Week of August 17 – 21, 2026 By Darryl Linnington | Published: August 19, 2026 | Reading time: ~5 min Mortgage Rate Forecast This Week at a Glance Current 30-Year Fixed...
The Letter You’re Holding Might Be Worth Nothing
You spent four minutes on a website, entered your income from memory, and received a letter saying you are qualified for $450,000. The listing agent reading it can tell in about three seconds that nobody verified anything — and your offer is...
Mortgage Rates Today: Daily 30-Year Rate 6.64% Aug 17 2026
30-Year Fixed 6.64% 15-Year Fixed 5.91% 5/1 ARM APR 6.26% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today held the 30-year fixed at 6.64%, unchanged from yesterday's 6.64%. The 15-year fixed sits at 5.91% and the...
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Mortgage Rates Today: Daily 30-Year Rate 6.64% Aug 17 2026
30-Year Fixed 6.64% 15-Year Fixed 5.91% 5/1 ARM APR 6.26% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today held the 30-year fixed at 6.64%, unchanged from yesterday's 6.64%. The 15-year fixed sits at 5.91% and the...
Don’t Refinance a 3% Mortgage to Get at Your Equity
You need $80,000 for a renovation and you have the equity. A cash-out refinance replaces your entire mortgage to release it. A home equity line leaves your mortgage alone and adds a second loan behind it. If your current rate is 3.5% and today's is...
Mortgage Rates Today: Daily 30-Year Rate 6.64% Aug 16 2026
30-Year Fixed 6.64% 15-Year Fixed 5.91% 5/1 ARM APR 6.26% Source: Bankrate (780 FICO, single-family, primary residence) The 30-year fixed held steady at 6.64% today, unchanged from yesterday. The 15-year fixed sits at 5.91% and the 5/1 ARM at...
They Call Your Employer Again the Day Before Closing
A promotion arrives three weeks before closing. More money, better title, same industry — unambiguously good news, and the kind of thing that can still stop a mortgage two days before you sign, because lenders verify your employment again right at...
Mortgage Rates Today: Daily 30-Year Rate 6.64% Aug 15 2026
30-Year Fixed 6.64% 15-Year Fixed 5.91% 5/1 ARM APR 6.26% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today edged down to 6.64% on the 30-year fixed, a one-basis-point dip from 6.65% yesterday. The 15-year fixed...
The House Was Approved. The Insurer Said No
Your loan is approved, your rate is locked, your closing is Friday. Then the insurer declines the property over the age of the roof, and the transaction stops — because no lender in the country will fund a mortgage on an uninsured house. You'll...
Your mortgages approval starts here.
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