Homeowner Insurance Basics Homeowners insurance is protection from fire, theft, smoke, most weather events, a tree falling on your roof during a storm, etc. Most standard policies also cover your possessions. But in the event a burglar breaks into your home and steals...
Your train has finally arrived at the station. Congratulations you have made it to the closing table after months of house hunting, jumping through the hoops for a successful loan process and mountains of paperwork. Typically, this paperwork journey takes about 4-8...
This is a rather common nuisance that can throw a monkey wrench in the middle of negotiations or derail a deal altogether. Remember that the appraiser works for the bank to protect the bank’s interests, not yours. But you as the buyer own the appraisal report since...
A home appraisal inspection is not the same as a home inspection. The home appraisal inspector works for the bank that will be lending you the money to purchase your new home. The main reason an inspection is required is that the bank wants to ensure that the money...
Real estate contract, purchase agreement, sale agreement, purchase contract – what do they all mean? These terms are actually referring to the same thing – a legally binding contract between a buyer and seller that outlines the specifics of the...
When supply is low and demand is high, it’s important to arm yourself with an awareness and expectation that the house of your dreams may enter into a bidding war. Competing for a house, with multiple offers pushing the price higher, may seem like a less than an ideal...