Ginnie Mae MBS Issuance Report (December 13, 2016)

Ginnie Mae said mortgage-backed securities issuance stayed strong through December 2016, underscoring continued investor interest in government-insured home loans. The agency’s data showed a solid flow of new FHA- and VA-backed securities, supported by low mortgage rates and steady confidence in the credit performance of its pools.

Lenders moved quickly to meet borrower demand as talk of rate hikes gathered pace. The month’s activity suggested that many originators were trying to lock in volume before financing costs climbed.

Analysts noted that Ginnie Mae’s overall share of the broader MBS market remained roughly unchanged. The figures indicate that government programs kept their footing alongside conventional products, helped by ongoing demand from first-time buyers and moderate-income borrowers.

Issuance data also indicated mild changes in prepayment speeds and investor appetite. Although overall production remained healthy, some market watchers sought early signs that rising rates might begin to curb refinancing activity. Even so, Ginnie Mae’s guarantee of timely payments and its strong oversight continued to reassure investors, helping to preserve liquidity across the secondary market during a period of interest-rate volatility.

For more timely market analysis, visit our [News](https://www.mortgagedaily.com/news/) section.

To understand past housing finance shifts, explore the [Mortgage Graveyard](https://www.mortgagedaily.com/mortgagegraveyard/) for industry trends and lessons. 

If you’re interested in compliance topics, our [Legal](https://www.mortgagedaily.com/legal-2/) section offers updates, and you can find lender resources and offerings in our [Lenders](https://www.mortgagedaily.com/lenders/) directory.