Mortgage Rates Today: Daily 30-Year Rate 6.65% Aug 14 2026
30-Year Fixed 6.65% 15-Year Fixed 5.99% 5/1 ARM APR 6.23% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today eased to 6.65% on the 30-year fixed, down from 6.70% yesterday. The 15-year fixed sits at 5.99% and the 5/1 ARM at 6.23%,...
Home Buying
Refinancing
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Real Estate
The $250 Way to Lower Your Payment Without Refinancing
A recast lowers your payment for a few hundred dollars and keeps your existing rate. Here’s how it works, who qualifies, and when to refinance instead.
Mortgage Rates Today: Daily 30-Year Rate 6.69% Aug 8 2026
Mortgage rates today: 30-year fixed at 6.69%, 15-year at 6.01%, 5/1 ARM APR at 6.25%. See today’s analysis, refinance math, and lock-in advice for Aug 8.
Mortgage Rates Today: Daily 30-Year Rate 6.65% Aug 7 2026
Mortgage rates today: 30-year fixed at 6.65%, 15-year at 5.91%, 5/1 ARM APR at 6.24%. See today’s analysis, refinance math, and lock-in advice for Aug 7.
You Paid $4,000 to Lower Your Rate. Was It Worth It?
One point costs 1% of your loan and buys about a quarter percent. Here’s the break-even month, and why most buyers sell before they reach it.
Mortgage Rates Today: Daily 30-Year Rate 6.67% Aug 6 2026
Mortgage rates today: 30-year fixed at 6.67%, 15-year at 5.98%, 5/1 ARM APR at 6.20%. See today’s analysis, refinance math, and lock-in advice for Aug 6.
The Home Appraised Low. Now You Owe the Difference
The appraisal came in under your contract price. Here are your five options, what an appraisal gap clause commits you to, and how the shortfall changes your loan.
