Mortgage Litigation Index: Fourth Quarter 2004 ReportOriginally published in late 2004, this summary of Mortgage Daily’s Mortgage Litigation Index for the fourth quarter tracks the cases filed against lenders, servicers and other mortgage industry participants. This report has been refreshed to provide context while preserving the historic findings. The index measures litigation activity across foreclosure disputes, consumer protection claims and investor lawsuits. During Q4 2004, courts saw a noticeable uptick in cases as the housing boom accelerated and regulatory scrutiny intensified. Key highlights include: – Foreclosure-related cases dominated filings as borrowers challenged loan servicing and loss mitigation practices. – Consumer suits alleged predatory lending, Truth in Lending Act violations and RESPA issues, signaling greater awareness of borrower rights. – Investor litigation centered on securities fraud and misrepresentations tied to mortgage-backed securities and underwriting defects. For more up-to-date legal news and analysis, visit our [Mortgage Litigation Report](/mortgagelitigationreport/) and explore the [Legal](/legal/) section for regulatory insights and case summaries.
