Mortgage Litigation Report

*Archived note:* This page preserves Mortgage Daily’s past litigation report and is provided only for historical reference. For up-to-date legal analysis, please refer to our [Mortgage Fraud & Enforcement Index](/mortgage-fraud-enforcement-index/).

**Overview:** Mortgage litigation encompasses lawsuits and regulatory actions related to lending practices, servicing errors, foreclosure processes, and securitization. Cases often involve alleged violations of consumer-protection statutes, predatory lending, misrepresentation of loan terms, and robo‑signing. The aftermath of the housing crisis saw a surge of class actions and government suits aimed at lenders and servicers.

**Key trends:**
– **Foreclosure-related suits:** Borrowers and state attorneys general filed cases against banks and servicers for improper foreclosure practices, documentation flaws and deceptive fees.
– **Mortgage-backed securities litigation:** Institutional investors pursued claims against lenders for misrepresenting the quality of loans in mortgage-backed securities offerings.
– **False Claims Act settlements:** Several lenders settled with the U.S. government over alleged violations of FHA and VA lending program requirements.

**Related resources:**
– [Mortgage Fraud Index](/fraudindex/)
– [Fraud Index 121311](/fraudindex121311/) (coming soon)
– [Fraud Index 1Q 2012](/fraudindex1q2012062512/) (coming soon)
– [Mortgage Fraud & Enforcement Index](/mortgage-fraud-enforcement-index/)
– [Mortgage Graveyard](/mortgage-graveyard/)
– [Subprime Mortgage Crisis Analysis 2007](/subprime-mortgage-crisis-analysis-2007/)