Mortgage Programs

Buying your first home is a big step in your life and we are here to walk you through the process step-by-step. Follow this home-buying guide and be confident you are making the right choice along the way.

DIVE DEEPER

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Forbearance

Payments

Fees

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Your HOA Dues Just Cost You $63,000 of House

HOA dues count in your front-end ratio like a tax bill. Here's what $400 a month costs you in loan capacity, plus the condo approval most buyers never hear about.

Mortgage Rates Today: Daily 30-Year Rate 6.64% Aug 11 2026

Mortgage rates today: 30-year fixed at 6.64%, 15-year at 5.95%, 5/1 ARM APR at 6.15%. See today's analysis, refinance math, and lock-in advice for Aug 11.

Mortgage Rate Forecast: Week of August 10 – 14, 2026

Mortgage rate forecast for the week of August 10 – 14, 2026: 30-year fixed at 6.64%, neutral. See our 5-day outlook, key catalysts, and lock-or-float advice.

Some Sellers Are Handing Over a 3% Mortgage

FHA and VA loans can be assumed by a new buyer at the original rate. Here's how it works, the equity gap that stops most deals, and what it saves.

Mortgage Rates Today: Daily 30-Year Rate 6.69% Aug 10 2026

Mortgage rates today: 30-year fixed at 6.69%, 15-year at 6.01%, 5/1 ARM APR at 6.25%. See today's analysis, refinance math, and lock-in advice for Aug 10.

Your $0 Student Loan Payment Isn’t $0 to a Lender

A $0 income-driven payment is rarely counted as $0. Here's how FHA, VA and conventional lenders treat deferred and IBR student loans differently.

Mortgage Rates Today: Daily 30-Year Rate 6.69% Aug 9 2026

Mortgage rates today: 30-year fixed at 6.69%, 15-year at 6.01%, 5/1 ARM APR at 6.25%. See today's analysis, refinance math, and lock-in advice for Aug 9.

The $250 Way to Lower Your Payment Without Refinancing

A recast lowers your payment for a few hundred dollars and keeps your existing rate. Here's how it works, who qualifies, and when to refinance instead.

Mortgage Rates Today: Daily 30-Year Rate 6.69% Aug 8 2026

Mortgage rates today: 30-year fixed at 6.69%, 15-year at 6.01%, 5/1 ARM APR at 6.25%. See today's analysis, refinance math, and lock-in advice for Aug 8.