Timing is key:

Shop for rates at the right time, such as when interest rates are low or when you are ready to make a purchase. Keep in mind that rates can change daily.

Know your credit score:

A good credit score can help you secure a lower interest rate. Make sure to check your credit score and understand what factors influence it before you start shopping for rates.

Compare apples to apples:

When comparing rates from different lenders, make sure you are comparing similar loan terms, such as the loan amount, term length, and type of mortgage.

Ask for a rate lock:

If you find a rate you like, ask the lender if they offer a rate lock option. This guarantees a specific rate for a set period of time, even if interest rates change in the meantime. This can be especially helpful if you are shopping for rates over a period of several weeks or months.

Rate Shopping Resources!

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Stay Up To Days with Today’s Latest Rates

Mortgage

Today’s rates starting at

4.63%

5/1 ARM
$200,000 LOAN

Home Refinance

Today’s rates starting at

4.75%

30 YEAR FIXED
$200,000 LOAN

Home Equity

Today’s rates starting at

3.99%

3 YEAR
$200,000 LOAN

HELOC

Today’s rates starting at

2.24%

30 YEAR FIXED
$200,000 LOAN