Latest Posts
No Results Found
The page you requested could not be found. Try refining your search, or use the navigation above to locate the post.

How to Select the Best Type of Refinance Program for You
Which refinancing loan is optimal for your circumstances? When deciding to refinance, you may be surprised by the variety of refinance loan options available. Your optimal refinancing strategy will rely on variables such as: The sort of current...

FHA vs. Conventional vs. VA Refinancing: Which Is Better for You?
The Optimal Refinance Package Varies for Each Individual. If like millions of Americans, your mortgage rate is higher than current interest rates, you may be considering refinancing. Refinancing your mortgage is an excellent method to reduce your...

FHA Mortgage Insurance Cancellation: Eliminate PMI or MIP
How Can I Cancel My FHA-Insured Mortgage? The FHA mortgage insurance premium (MIP) is temporary, despite what you may have heard. Some homeowners can allow their mortgage insurance to lapse, while others must refinance to eliminate it. With...

How to Remove FHA MIP or Conventional PMI
Eliminate Your Premium Mortgage Insurance Permanently PMI is a significant expense for homeowners, averaging $100 to $300 monthly. Fortunately, you are not permanently bound to PMI. There are several options to eliminate PMI and reduce your monthly...

USDA’s Streamline Refinancing Program Is Now Offered in All Fifty States
USDA Mortgage Rates Are Lower Than Most The USDA housing loan has enabled millions of Americans to purchase houses in rural and suburban communities. However, this program now offers robust refinancing choices to encourage more affordable homes....

How to Refinance a USDA Mortgage
It Is Possible to Refinance a USDA Loan? The federal government backs USDA loans. USDA house loans can be refinanced just like any other mortgage loan. As long as your credit is good and your loan payments are current, you should be able to...
FREE CALCULATORS TO HELP YOU SUCCEED
Tools for Your Next Big Decision.

Amortization Calculator

Affordability Calculator

Mortgage Calculator

Refinance Calculator

FHA Mortgage Calculator

VA Mortgage Calculator

Real Estate Calculator
Top Picks for You

USDA Loans: Geographic Eligible Areas
Location-Based Eligibility for USDA Loans There are few zero-down loans on the market currently. Two main programs do not need a down payment: the VA loan and the USDA mortgage. The VA loan needs qualifying military service, whereas the property's...

USDA Home Loans: USDA Loan Criteria & Rates for 2023
What Is a USDA Mortgage? The United States Department of Agriculture guarantees USDA loans as part of its Rural Development Guaranteed Housing Loan program. USDA loans are provided to low- to moderate-income homebuyers. They provide financing with...

2023 Down Payment Requirements for Jumbo Loans
Does a Jumbo Loan Require a Sizeable Down Payment? Have your sights set on a larger, better, and more expensive home? You will likely require a larger mortgage. This is when a jumbo loan can be helpful. Jumbo loans enable you to purchase more than...

How to Utilize Jumbo Mortgage Financing to Purchase an Expensive Property
What Is a Jumbo Mortgage? When financing a costly house, a jumbo mortgage is required. A jumbo mortgage in 2022 is any mortgage that exceeds $647,200. This is the limit for "conforming" Fannie Mae and Freddie Mac-backed loans. In other terms, jumbo...

FHA Loan Application: Process and Prerequisites
How to Request FHA Loans An FHA mortgage is a terrific method to purchase a home without a large down payment or impeccable credit. FHA mortgages, backed by the federal government, are accessible from any private lender. So it is simple to apply...

List of All New FHA Loan Restrictions for 2022
FHA Loan Limitations Increase by $65,000 in 2022 In 2022, FHA loan limitations will increase. The new basic limit, applicable to most single-family houses, will be $420,680. This is a roughly $65,000 increase from the previous year's FHA loan...

FHA Loan Deep Dive: Requirements, Rates, and Benefits
Why Obtain an FHA Loan? For decades, FHA loans have made homeownership more accessible. FHA makes it possible to purchase a home with a credit score as low as 580 and as little as a 3.5% down payment. However, homebuyers are not the only...

Does the Underwriting Process Take Long?
What Happens During the Underwriting Process? You have most likely heard the term “underwriting” when refinancing or purchasing a home. Mortgage underwriting is a process where your lender will verify your eligibility to obtain a home loan. They...

Home Closing: What Paperwork You Must Read
During the closing of your home, you will accumulate a mound of documents. It’s a good thing most of it is boilerplate paperwork and you can do a quick glance over it. You will sign a final mortgage application, so make sure it’s accurate. Make...

Home Closing: Avoid Failing at the End
Getting mortgage approval is not the end of your journey when buying a house. These are all things you should avoid when closing: Increasing your credit balances or applying for a new credit Changing your down payment source Assuming your final...

Your mortgages approval starts here.
Add 1-2 sentence here. Add 1-2 sentence here. Add 1-2 sentence here. Add 1-2 sentence here. Add 1-2 sentence here.

Stay Up To Date with Today’s Latest Rates
Mortgage
Today’s rates starting at
Home Refinance
Today’s rates starting at
Home Equity
Today’s rates starting at
HELOC
Today’s rates starting at