Pre – Approval

This is when you submit a loan application and provide documentation about your income, employment, assets and debts. The lender reviews this

Gather financial information:

Before applying for a pre-approval, you’ll need to gather information about your income, employment, assets, and debts. This includes pay stubs, W-2s, tax returns, bank statements, and a list of debts and monthly payments.

Choose a lender:

Research different lenders and compare their mortgage products, interest rates, fees, and customer service. Look for a lender who has experience working with clients in your financial situation.

Submit a loan application:

Once you’ve chosen a lender, you’ll need to complete a loan application and provide the required financial documentation.

Get a pre-approval letter:

After the lender has reviewed your information and approved your loan, they’ll issue a pre-approval letter. This letter will state the amount you’re eligible to borrow and the terms of the loan. The pre-approval letter can give you a stronger bargaining position when making an offer on a home and demonstrate to the seller that you’re a serious buyer.

Pre-Approval Resources!

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