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The Golden Number Lenders Look For: Is Your DTI Safe for a 2026 Home Purchase?
Every borrower asks the same question before they apply: what number do I actually need to hit? Ask three loan officers and you will get three answers, because the honest one is that it depends on which loan you are asking for. Your debt-to-income...
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Mortgage Rate Forecast: Week of August 31 – September 4, 2026
“I Regret Putting 20% Down”: Reddit Sparks Fierce Debate Over Modern Mortgage Strategies
Mortgage Rates Today: Daily 30-Year Rate 6.66% Aug 28 2026
Mortgage Rates Today: Daily 30-Year Rate 6.66% Aug 27 2026
Your Spouse Isn’t on the Loan. Their Debt Still Is
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Mortgage Rates Today: Daily 30-Year Rate 6.70% Aug 25 2026
30-Year Fixed 6.70% 15-Year Fixed 5.95% 5/1 ARM APR 6.22% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today eased the 30-year fixed to 6.70%, down 2 basis points from 6.72% yesterday. The 15-year fixed sits at 5.95%...
Your Tenant Can Pay Most of Your Mortgage
An investment property needs 15% to 25% down. A duplex you live in half of needs 3.5%. Same building, same tenant, same rent cheque — the only difference is which unit you sleep in, and that difference is worth roughly $100,000 of upfront cash on a...
Mortgage Rates Today: Daily 30-Year Rate 6.72% Aug 24 2026
30-Year Fixed 6.72% 15-Year Fixed 6.01% 5/1 ARM APR 6.22% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today held the 30-year fixed at 6.72%, unchanged from yesterday's 6.72%. The 15-year fixed sits at 6.01% and the...
Mortgage Rate Forecast: Week of August 24 – 28, 2026
Weekly Mortgage Rate Forecast Mortgage Rate Forecast: Week of August 24 – 28, 2026 By Darryl Linnington | Published: August 25, 2026 | Reading time: ~5 min Mortgage Rate Forecast This Week at a Glance Current 30-Year Fixed...
Mortgage Rates Today: Daily 30-Year Rate 6.72% Aug 23 2026
30-Year Fixed 6.72% 15-Year Fixed 6.01% 5/1 ARM APR 6.22% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today held the 30-year fixed steady at 6.72%, unchanged from yesterday. The 15-year fixed sits at 6.01% and the...
The Clock Started the Day It Ended, Not the Day It Began
The most common mistake people make after a bankruptcy or foreclosure is assuming the wait is longer than it is, and the second most common is measuring it from the wrong date. Government-backed programs are considerably more forgiving than most...
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