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Applying for a VA Home Loan: Requirements and Procedures
How Can I Obtain a VA Loan? You may be qualified for a VA home loan if you are: an active-duty service member, a member of the National Guard, a veteran, a the surviving spouse of a service member. These government loans are guaranteed by the...
VA Rates and Rules for Jumbo Loans in 2023
VA Jumbo Loans Are Another Excellent Choice for Veterans If you wish to maximize your VA benefits and are qualified for a VA loan, a VA jumbo loan may be the best home loan option for you. VA jumbo financing can be a fantastic opportunity for...
What Is the VA Loan Maximum?
The Maximum VA Loan Amount Has Been Eliminated You have some significant benefits if you’re fortunate enough to be eligible for a VA loan. A VA loan is one of the greatest mortgage products available since there are no down payment...
The VA Loan Eligibility Reference Guide for Mortgages
What Is a VA Home Loan? As part of the G.I. Bill, the Department of Veterans Affairs started a mortgage program in 1944 to aid veterans’ reintegration into their communities. More than seventy years later, the VA Loan Guaranty program is...
Guide to VA Loan Perks and Criteria for 2023
The VA Home Loan Offers Veterans Unrivaled Advantages The VA loan program is the greatest potential mortgage for individuals who qualify. Supported by the U.S. VA, loans are established by the U.S. Department of Veterans Affairs to enable...
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Mortgage Rates Today: Daily 30-Year Rate 6.64% Aug 16 2026
30-Year Fixed 6.64% 15-Year Fixed 5.91% 5/1 ARM APR 6.26% Source: Bankrate (780 FICO, single-family, primary residence) The 30-year fixed held steady at 6.64% today, unchanged from yesterday. The 15-year fixed sits at 5.91% and the 5/1 ARM at...
They Call Your Employer Again the Day Before Closing
A promotion arrives three weeks before closing. More money, better title, same industry — unambiguously good news, and the kind of thing that can still stop a mortgage two days before you sign, because lenders verify your employment again right at...
Mortgage Rates Today: Daily 30-Year Rate 6.64% Aug 15 2026
30-Year Fixed 6.64% 15-Year Fixed 5.91% 5/1 ARM APR 6.26% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today edged down to 6.64% on the 30-year fixed, a one-basis-point dip from 6.65% yesterday. The 15-year fixed...
The House Was Approved. The Insurer Said No
Your loan is approved, your rate is locked, your closing is Friday. Then the insurer declines the property over the age of the roof, and the transaction stops — because no lender in the country will fund a mortgage on an uninsured house. You'll...
Mortgage Rates Today: Daily 30-Year Rate 6.65% Aug 14 2026
30-Year Fixed 6.65% 15-Year Fixed 5.99% 5/1 ARM APR 6.23% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today eased to 6.65% on the 30-year fixed, down from 6.70% yesterday. The 15-year fixed sits at 5.99% and the 5/1...
One Dollar Over This Line Changes Your Whole Loan
A $832,750 loan and a $832,751 loan are one dollar apart and underwritten by different rulebooks. The first is bought by Fannie Mae or Freddie Mac. The second is a jumbo — a loan the lender either keeps or sells privately, with the pricing,...
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