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Your $0 Student Loan Payment Isn’t $0 to a Lender

Your $0 Student Loan Payment Isn’t $0 to a Lender

Your income-driven repayment plan says you owe $0 a month. Your credit report agrees. The underwriter looks at your $80,000 balance and enters a monthly obligation of several hundred dollars into your debt-to-income ratio anyway — and which several...

Mortgage Rates Today: Daily 30-Year Rate 6.64% Aug 16 2026

Mortgage Rates Today: Daily 30-Year Rate 6.69% Aug 9 2026

30-Year Fixed 6.69% 15-Year Fixed 6.01% 5/1 ARM APR 6.25% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today held the 30-year fixed at 6.69%, unchanged from yesterday's 6.69%. The 15-year fixed sits at 6.01% and the...

The $250 Way to Lower Your Payment Without Refinancing

The $250 Way to Lower Your Payment Without Refinancing

50 Way to Lower Your Payment Without Refinancing"> You have a 4.1% mortgage from a few years ago and a lump sum you want to put against it. Refinancing means surrendering that rate. Paying extra toward principal shortens the loan but leaves your...

Mortgage Rates Today: Daily 30-Year Rate 6.64% Aug 16 2026

Mortgage Rates Today: Daily 30-Year Rate 6.69% Aug 8 2026

30-Year Fixed 6.69% 15-Year Fixed 6.01% 5/1 ARM APR 6.25% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today climbed to 6.69% on the 30-year fixed, up from 6.65% yesterday. The 15-year fixed sits at 6.01% and the 5/1...

The Write-Offs That Saved You Tax Just Cost You a Mortgage

The Write-Offs That Saved You Tax Just Cost You a Mortgage

You ran a good year. Revenue was strong, the business is healthy, and your accountant did exactly what you paid them to do — minimised your taxable income. Now the underwriter is looking at the same return and seeing a borrower who earns $61,000....

Mortgage Rates Today: Daily 30-Year Rate 6.64% Aug 16 2026

Mortgage Rates Today: Daily 30-Year Rate 6.65% Aug 7 2026

30-Year Fixed 6.65% 15-Year Fixed 5.91% 5/1 ARM APR 6.24% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today eased slightly, with the 30-year fixed slipping to 6.65% from 6.67% yesterday, even as the broader trend...

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