Archived Article Notice
This archived page includes a historical piece on net branch operations, preserved from MortgageDaily.com’s earlier reporting structure.
The material herewithin remains available for background reference and may reflect conditions or regulations that have since changed over the years.
For the most current perspective, readers should refer to the evergreen summary provided below.
Evergreen Summary
Net branching describes a structure where independent mortgage brokers work under the umbrella of a larger lender, using that company’s licensing, compliance framework, and back-office systems.
The original report examined how this model developed, including the regulatory attention it received and the compliance questions that came with it.
For current information, please visit our latest [News](https://www.mortgagedaily.com/news/), explore the [Mortgage Graveyard](https://www.mortgagedaily.com/mortgagegraveyard/), and see our [Legal](https://www.mortgagedaily.com/legal-2/) and [Lenders](https://www.mortgagedaily.com/lenders/) sections.
