Mortgage Daily

Published On: December 14, 2018

Mortgage Delinquency Statistics

 

Last Updated December 14, 2018 8:01 PM Central


Total Delinquency 30-Day 2018 2017 2016 2015 2014 2013 2012 2011 2010
2009
2008
2007
2006
2005
2004 2003 2002 2001 2000 1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
30-day Delinquency Excluding Foreclosures as of Dec. 31 (Black Knight formerly LPS) 3.64% as of Oct 31 4.71% 5.64% 6.47%
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
30+ Seasonally-Adjusted Delinquency Excluding foreclosures as of Dec. 31 (MBA) 5.41% as of Q2 5.17%
4.52%
na
na
na
na
na
na
na
na
na
na
na
na
na
na
30-day Delinquency Including Foreclosures as of Dec. 31 (CoreLogic) 4.4% as of Sep 5.3% 5.4% 6.1% 7.2% 8.5% 10.1% 11.3% 11.8% 12.0% 8.9% 6.2% 5.1% 5.0% 4.8% 5.1% 5.8% 5.6% 5.3% na na na na na na na na na na na na na na
30+ 1st Mortgage Delinquency (Equifax) na
na
na
na
4.54% as of Nov 30
5.87% as of Nov 30
8.26% as of May 31
na
na
7.91% Nov. 30
5.83% Nov. 30
na
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
Total Delinquency 60-Day 2018 2017 2016 2015 2014 2013 2012 2011 2010
2009
2008
2007
2006
2005
2004 2003 2002 2001 2000 1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
60-day Delinquency Seasonally Adjusted as of Q4 (MBA) 0.77% as of Q3 0.92% 0.82% 0.81% 0.94%
1.06%
0.72%
na na na na na na na na na na na na na na
60-day Delinquency as of Q4 (TransUnion) 1.62% 1.86% 2.28% 4.31%
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
60-day rate including REOs (LPS) na na na na na na na na
13.5% as of Jan. 31
13.3% na
na
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
60-Day Delinquency as of Dec. 31 (HOPE NOW) na na na na na na na na
7.11% Nov. 30
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
Total Delinquency 90-Day 2018 2017 2016 2015 2014 2013 2012 2011 2010
2009
2008
2007
2006
2005
2004 2003 2002 2001 2000 1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
90-day Delinquency Seasonally Adjusted as of Dec. 31 (MBA) 1.18% as of Q3 1.65% 1.54% 1.61% 2.16%
2.45%
0.62%
na na na na na na na na na na na na na na
90-day rate including F/Cs (Black Knight – LPS) 1.51% as of Sep 30 1.42% 1.34% 1.37% 5.03% 6.54%
7.69%
8.15%
9.29% na na na na na na na na na na na na na na na na na na na na na na na
90-day Delinquency Including Foreclosures (CoreLogic) 1.5% as of Sep 2.1% 4.1% na na 1.6% as of Jun 30 1.4% as of Jul 31 na na na na na na na na na na na na na na na na na na na na
90-day 1st Mortgage Delinquency (Equifax) na
1.05% as of Oct 31
1.40% as of Jun 30
3.27% as of Mar 31
3.90% as of Aug 31
5.78% as of Nov 30
na na na na na na na na na na na na na na na na na na na na na na na na
1st Mortgage 90-day delinquency (S&P and Experian) 0.63% as of Oct 31 0.68%
4.42%
2.49%
1.40%
1.13%
1.05%
na na na na na na na na na na na na na na na na na na
90-day delinquency as of Dec 31 (Federal Reserve Bank of New York) 1.2 through Jul 31 1.3% 1.6%
3.9%
na
na
na
na
na
na
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
GSE Single-Family 90-Day Delinquency 2018 2017 2016 2015 2014 2013 2012 2011 2010
2009
2008
2007
2006
2005
2004 2003 2002 2001 2000 1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
Fannie Mae (as of Dec. 31) 0.82% as of Aug 31 1.24% 1.89% 5.38% 2.42% 0.98% 0.65% 0.79% 0.63% 0.60% 0.47%
na
na
na na na na na na na na na na na na na na
Freddie Mac (as of Dec. 31) 0.71% as of Oct 31 1.08% 3.87% 1.72%
0.81%
0.65%
na
na na na na na na na na na na na na na na
Financial Institution Delinquency 2018 2017 2016 2015 2014 2013 2012 2011 2010
2009
2008
2007
2006
2005
2004 2003 2002 2001 2000 1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1st Lien 30+ Delinquency Including Bankruptcies & Foreclosures at Reporting Banks on Dec. 31 (OCC) 4.4% as of Q2 4.5%
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
1st Lien 30+ Delinquency Excluding Bankruptcies & Foreclosures at Reporting Banks on Dec. 31 (OCC) 4.0% as of Q2 0.5% 4.6%
7.0% as of March 31
8.4%
10.50%
8.10%
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
30+ Delinquency Including Nonaccrual as of Dec. 31 (FDIC) na
na
na
na
na
na
na
3.62%
2.09%
1.77%
1.41%
1.89%
2.07%
2.20%
2.13%
1.91%
2.05%
2.30%
2.46%
2.46%
2.28%
2.74%
3.35%
3.76%
1.60%
na
0.64%
0.58%
0.73%
90-day Delinquency as of Dec. 31 (FDIC) na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
Financial Institution Delinquency 2018 2017 2016 2015 2014 2013 2012 2011 2010
2009
2008
2007
2006
2005
2004 2003 2002 2001 2000 1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
30- to 59-day Delinquency as of Dec. 31 (OTS) na
na
na
na
na
na
na
na
na
2.80% March 31
2.85% Sep. 30
na
na
na
na
na
na
na na na na na na na na na na na na na na
90-day Delinquency as of Dec. 31 (OTS) na
na
na
na
na
na
na
na
na
na
1.70% (Sep. 30)
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
60-day Delinquency on fixed-rate and 5-yr hybrid 1st mortgages (NCUA) na
na
na
na
na
na
na
na
1.46% as of June 30 1.38%
na
na
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
60-day Delinquency on ARM hybrids <5yr 1st mortgages (NCUA) na
na
na
na
na
na
na
na
3.14% as of June 30 3.16%
na
na
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
Government Delinquency 2018 2017 2016 2015 2014 2013 2012 2011 2010
2009
2008
2007
2006
2005
2004 2003 2002 2001 2000 1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
FHA 30-day Delinquency, including bankruptcies and foreclsoures, as of Dec. 31 (HUD) 10.29% as of Aug 31 12.72% na
na
na
na
na
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
FHA 90-day Delinquency as of Dec. 31 (HUD) 4.11% as of Aug 31 5.19% 9.6% 9.5% 6.8% na
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
FHA 30-day Delinquency Excluding Foreclosures as of Q4 (MBA) na
na
9.04%
9.73% 10.47% 11.17% 12.36% 12.27%
na
na
na
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
Government 30-day Delinquency Including Foreclosures (OCC) na
na
na
11.4% as of Sep 30
na
na
na
na
na
na
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
Other Delinquency 2018 2017 2016 2015 2014 2013 2012 2011 2010
2009
2008
2007
2006
2005
2004 2003 2002 2001 2000 1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
2nd Mortgage 90-day Delinquency (S&P and Experian) na 1.22% 0.67% 0.59%
3.54%
4.18%
3.55%
2.05%
1.12%
0.76%
na
na
na
na
na na na na na na na na na na na na na na
HELOC 90-day Delinquency as of Dec. 31 (Fed) na
na
2.2% as of Mar 31
3.2%
3.2%
na
na
na
na
na
na
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
HELOC 30-day Delinquency as of Dec. 31 (FDIC) na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
HEL Closed-end 30-day Delinquency (ABA) 2.43% as of Q2 2.28% 2.61% 3.23% 3.48% 4.03%
2.82%
(Sept. 30)
na
na
na
na na na na na na na na na na na na na na
HELOC 30-day Delinquency as of Dec. 31 (ABA) 1.15% as of Q2 1.16% 1.06% 1.48% 1.67% 1.85% 1.69% 1.73%
0.38% (Sept. 30)
na
na
na
na na na na na na na na na na na na na na
HEL 30+ Delinquency (Equifax) na
na
na
na
2.45% as of Nov 30
3.22% as of Nov 30
na
na
na
na
na
na
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
HELOC 30+ Delinquency (Equifax) na
na
na
na
2.37% as of Nov 30
2.70% as of Nov 30
3.43% as of May 31
na
na
3.43% Nov. 30
2.95% Nov. 30
na
na
na
na
na
na
na
na
na na na na na na na na na na na na na na
Year 2018 2017 2016 2015 2014 2013 2012 2011 2010
2009
2008
2007
2006
2005
2004 2003 2002 2001 2000 1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
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