Federal

Buying your first home is a big step in your life and we are here to walk you through the process step-by-step. Follow this home-buying guide and be confident you are making the right choice along the way.

Finalizing the Sale: Transferring Ownership and Obtaining Approvals When Selling Your Home

Selling

Transferring ownership to the buyer and getting required permissions and signatures are the last steps in selling your house after you have reviewed and signed the closing agreements. This might involve getting title insurance, reporting the...

Fixed-Rate Mortgage: An Overview

Types

With a fixed-rate mortgage, the interest rate is locked at a certain level for the duration of the loan. Homebuyers who seek stable finances and predictable monthly payments frequently opt for this mortgage. A fixed-rate mortgage's terms are...

Finalizing the Sale: Transferring Ownership and Obtaining Approvals When Selling Your Home

Closing on Your Dream Home: What to Expect During the Final Step of the Home-Buying Journey

Process

You've found your dream home, navigated the mortgage application process, and now it's time for the final step - the closing. The closing is where you sign the mortgage documents and pay closing costs, such as origination fees, appraisal fees,...

Navigating the Mortgage Application Process: What to Expect After Finding Your Dream Home

Process

Congratulations, your offer has been accepted, and you've found the house of your dreams! Even though the challenging part is finished, you still have to go through the mortgage application procedure before moving in. You must submit a...

Finding Your Dream Home: A Guide to a Successful Home Search with a Pre-Approval

Process

Anyone planning to buy a home is anticipating the home-hunting process. Finding your home's budget comes first after receiving a pre-approval. This can help you determine what kind of home you can seek and what you can afford. After receiving a...

Pre-approval: Important Information

Process

Pre-approval is a crucial step that may help you save time and money when buying a house. It entails filling up a loan application and sending the lender proof of your earnings, job, assets, and obligations. After reviewing this data, the lender...

Affordable Homeownership for Military Members: The Advantages and Benefits of VA Loans with No Down Payment

Types

VA loans are a popular option for qualifying veterans and active-duty military personnel wanting to buy a house. The fact that VA loans don't demand a down payment is one of their main perks. Due to this, borrowers who lack sufficient resources or...