Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below.
|
|
||||||||||||||||||||||||||||||||||||
|
Mortgage Compliance Lawsuits
Second Quarter 2008 Mortgage Litigation Report |
||||||||||||||||||||||||||||||||||||
| Lawsuits and regulatory actions tied to violations of the Equal Credit Opportunity Act (ECOA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), Fair Housing Act, Home Mortgage Disclosure Act (HMDA), FTC Act, Home Owners Equity Protection Act (HOEPA), Real Estate Settlement Procedures Act (RESPA) and Truth In Lending Act (TILA). | ||||||||||||||||||||||||||||||||||||
|
||||||||||||||||||||||||||||||||||||
Refinance to a lower interest rate: If interest rates have dropped since you took out your original mortgage, refinancing to a lower rate can help you save money on your monthly payments and reduce the overall cost of your loan. Refinance to a shorter loan term:...
Mortgage Closing Costs Are Optional Every mortgage has closing charges. However, paying these charges out of pocket is only sometimes necessary. If you choose not to pay closing fees in cash, you may be allowed to add them to your loan balance. Alternatively, some...
Do Not Accept the First Refinancing Offer You Receive Homeowners should not accept the first refinancing rate provided to them. This is particularly important if you are applying with your existing lender. Some mortgage lenders have mechanisms in place that prioritize...
How to Obtain the Best Refinancing Rate As mortgage and refinancing rates return to normal levels in 2022 after reaching historic lows in 2021, it is more crucial than ever to bargain for the lowest deal. So, how do you achieve this? With the appropriate knowledge,...
Can My Home Payment Be Reduced Without Refinancing? So, you are stuck with a large mortgage payment each month. But you would prefer to refrain from refinance and incur thousands of dollars in closing expenses. How may a monthly mortgage payment be reduced without...
Don’t worry, we don’t spam
Related Topics
Helpful Links
Daily mortgage rate trends
Best mortgage lenders
First-time homebuyers programs by state
Loan limits by state
Types of mortgages
APR vs interest rate
Understanding PMI
Related Posts
Download Free Subscriber Brochure Twitter.com/MortgageDaily1 free versions of recent Mortgage...
Last Updated December 27, 2018 7:38 PM Central full list | other directories | bank search | SEC...
Government Takes Over Fannie, Freddie Sept. 8, 2008 The government has seized control of Fannie...
