Mortgage Closing Costs Are Optional Every mortgage has closing charges. However, paying these charges out of pocket is only sometimes necessary. If you choose not to pay closing fees in cash, you may be allowed to add them to your loan balance. Alternatively, some...

Do Not Accept the First Refinancing Offer You Receive Homeowners should not accept the first refinancing rate provided to them. This is particularly important if you are applying with your existing lender. Some mortgage lenders have mechanisms in place that prioritize...

How to Obtain the Best Refinancing Rate As mortgage and refinancing rates return to normal levels in 2022 after reaching historic lows in 2021, it is more crucial than ever to bargain for the lowest deal. So, how do you achieve this? With the appropriate knowledge,...