Over the last two years Ownit Mortgage Solutions reports it has added 29 states to its national coverage, hired an additional 360 employees and increased mortgage loan volume by 800 percent.

Bruce Dickinson, an executive for the Agoura Hills-based wholesaler, said the management’s philosophy is focused on ownership — both in helping Americans obtain homeownership and for the employees who have a stake in the company.

“We really think the demographics of this country are changing,” Dickinson said of the company’s customized loan programs.

Dickinson told MortgageDaily.com that its proprietary suite of loan products called the RightLoan is aimed at a “new market reality.” Ownit’s Web site says it has “created simple, distinctive products that allow our customers a myriad of financial choices to own a home.”

“Industry guidelines have been really static for the past 50 years,” Dickinson told MortgageDaily.com. “We have crafted and will continue to craft borrower centric programs using our brokers as the distribution network for the new borrowers of 2006 and beyond.”

Dickinson said the “purchase focused” lender also offers a 40-year product and noted that it was the first to launch a 45-year product.

Ownit has 11,500 approved brokers nationally; Dickinson said, is licensed in 41 states and has 600 company employees. Eight new regional and satellite centers have opened since December 2003, he said, including Portland, Denver, Phoenix, Salt Lake City, Kansas City, Cincinnati, with the most recent offices opening in Tampa and Mt. Laurel, N.J.

For 2006, Dickinson said the company projects volume of about $10.5 billion and is preparing for its strategic growth in the coming year. “We think there will be some key acquisitions available for us in the market, so as opportunities present themselves … we will continue to expand.”