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FHA Loan Requirements: Essential Guide for Homebuyers 2026
As of July 16, 2026, the 30-year fixed mortgage rate averages 6.55 percent, up from the previous week, directly impacting FHA loan requirements and affordability for homebuyers nationwide. HUD's recent FHA program updates aim to improve access, but...
Top Refinance Options for Homeowners in 2026: Your Guide to Savings
Refinancing Updated 2026 Top Refinance Options for Homeowners in 2026: Your Guide to Savings By Sarah Peterson | April 15, 2026 The landscape of mortgage refinancing has evolved significantly since the days of the Home Affordable Refinance Program...
Notary Fraud Leads to Foreclosures
Fugitive Chronicles Mortgage Crimes in 'Fiction' Book Matthew B. Cox had made the transition from a dead-end insurance sales job to a promising career in the mortgage brokerage business some years ago when he penned a crime novel titled The...
David Fiedler Wins Third Five Star Mortgage Award
RoundPoint Mortgage Servicing Corporation Completes $94 Million Equity Private Placement of Convertible Preferred Stock CHARLOTTE, North Carolina -- (Aug. 24, 2018) RoundPoint Mortgage Servicing Corporation ("RoundPoint"), one of the nation's top...
State Mortgage Licensing Agencies
State Regulatory Agency Mailing Address Physical Address Phone* Web Site Address E-Mail Address for Licensing Inquiries* Alabama Banking Department, Bureau of Loans P.O. Box 4600 Montgomery, AL 36103-4600 401 Adams Avenue, Suite 680 Montgomery, AL...
2012 Loan Originator Survey – Employers
2012 Loan Originator Survey Survey and Analysis of the Nation's Mortgage Loan Originators Sponsored By Employers Loan originators tend to be a loyal bunch, with the average originator having been at the same employer for several...
SunStar’s Brian Weide Wins Two CAMP Awards
E Mortgage Management (EMM) Demonstrates its Year-round Commitment to Community through Salvation Army's Angel Tree Program CHERRY HILL, New Jersey -- (Dec. 27, 2017) Employees of E Mortgage Management (EMM), EMM Wholesale and EMM Financial...
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Mortgage Rates Today: Daily 30-Year Rate 6.64% Aug 16 2026
30-Year Fixed 6.64% 15-Year Fixed 5.91% 5/1 ARM APR 6.26% Source: Bankrate (780 FICO, single-family, primary residence) The 30-year fixed held steady at 6.64% today, unchanged from yesterday. The 15-year fixed sits at 5.91% and the 5/1 ARM at...
They Call Your Employer Again the Day Before Closing
A promotion arrives three weeks before closing. More money, better title, same industry — unambiguously good news, and the kind of thing that can still stop a mortgage two days before you sign, because lenders verify your employment again right at...
Mortgage Rates Today: Daily 30-Year Rate 6.64% Aug 15 2026
30-Year Fixed 6.64% 15-Year Fixed 5.91% 5/1 ARM APR 6.26% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today edged down to 6.64% on the 30-year fixed, a one-basis-point dip from 6.65% yesterday. The 15-year fixed...
The House Was Approved. The Insurer Said No
Your loan is approved, your rate is locked, your closing is Friday. Then the insurer declines the property over the age of the roof, and the transaction stops — because no lender in the country will fund a mortgage on an uninsured house. You'll...
Mortgage Rates Today: Daily 30-Year Rate 6.65% Aug 14 2026
30-Year Fixed 6.65% 15-Year Fixed 5.99% 5/1 ARM APR 6.23% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today eased to 6.65% on the 30-year fixed, down from 6.70% yesterday. The 15-year fixed sits at 5.99% and the 5/1...
One Dollar Over This Line Changes Your Whole Loan
A $832,750 loan and a $832,751 loan are one dollar apart and underwritten by different rulebooks. The first is bought by Fannie Mae or Freddie Mac. The second is a jumbo — a loan the lender either keeps or sells privately, with the pricing,...
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