Mortgage Daily Logo
mortgage news from industry experts

Please Check One

Please Check One releases user data

October 2, 2002

By staff

Who’s reading

A new password system implemented at the mortgage industry news site has solved the mystery.

To access news articles, readers are now required to opt in for e-mail news alerts and provide basic information about their position and the type of lending they are associated with. The registration results were taken from Aug. 28-Sept . 27.

As expected, the system revealed that most readers work in loan origination, which was defined as: “Includes loan officers, loan originators, loan reps, loan sales, mortgage brokers and anyone else that earns commissions for originating and closing mortgage loans.”  But the new system also revealed that a surprising number of the readership doesn’t.

 “What’s surprising is that 40% of our readers say they are in other areas of mortgage lending,” publisher Sam Garcia said.

After loan origination, the second largest occupation chosen by the site’s registrants was loan production, with 7% of readers selecting this category. This included all positions involved in the loan production process from origination to closing, except loan originators. Examples include loan processors, sales managers, underwriters, and closers.

With a close 6%, the next most popular position was wholesale lending, which included all occupations at a wholesale lender except those in loan production. Examples include account executives and their sales managers, and quality control personnel.

Following up were mortgage loan executives at about 4%, which included vice presidents (or higher) at national lenders with more than 100 employees.

These notable, individual categories listed by number each represent less than 5% of the total registered users:


users (#)

  • secondary & warehouse
  • real estate agents/brokers
  • technology
  • servicing
  • mortgage-backed securities
  • appraisers
  • attorneys/law/legal
  • government/federal & state regulators

In addition to selecting their job category, readers were asked to choose the area of  the industry in which they enthusiastically toil: residential, subprime, or commercial. Approximately 84% of the registrants chose residential, while 11% picked subprime and 5% selected commercial.

In addition to the position particulars, many readers indicated they work at a company where they likely would have a personal e-mail address with the company’s domain name in it, such as, Garcia said.

“However, a good portion of this group chose to instead provide personal e-mail addresses from accounts with services like,, and We speculate that this suggested readers wanted their memberships to carry on beyond their tenure with current or future employers.”

The publication declined to divulge the total number of registrants.

Popular posts

How Long Does It Take to Refinance a Mortgage
How Long Does It Take to Refinance a Mortgage

So, you’re interested in refinancing your mortgage. Maybe you want some extra capital to do that home project you’ve always dreamed of, interest rates are nearing record lows, or you want to start consolidating debt. Regardless of the motivation behind the refinance,...

How Does Refinancing a Mortgage Work
How Does Refinancing a Mortgage Work

A home purchase is considered an investment, and a robust one at that. Savvy owners are constantly looking for new ways to reduce debt, save money, pay less in interest, and ultimately build equity. Refinancing is one way to leverage your investment and do just that....

What Does It Mean to Refinance Your Home
What Does It Mean to Refinance Your Home

You can think of refinancing your mortgage as a debt redo. Essentially, you’ll swap out the existing loan for a new one - ideally with better terms and conditions. Only this time it could help you save money on high mortgage payments, rather than just borrow it....

Setting up the Utilities in My New House
Setting up the Utilities in My New House

All the tedious, time-consuming home closing documents have been signed, sealed, and delivered. Your belongings are packed into what seems like a million boxes and you have a solid plan to haul all your existing furniture to the new place. Just as your boxes and...

When Is My First Mortgage Payment Due?
When Is My First Mortgage Payment Due?

Navigating your way through a brand new mortgage loan can be a difficult task, especially for first time homeowners. After handing over a large sum of money for the down payment and closing costs, it’s important to pay attention to the timing of your first mortgage...


Don’t worry, we don’t spam

calculate your monthly mortgage payment

Related Topics

Helpful Links

Daily mortgage rate trends

Best mortgage lenders

First-time homebuyers programs by state

Loan limits by state

Types of mortgages

APR vs interest rate

Understanding PMI

Related Posts