Understanding the Refinance Process Resource Center

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An adjustable-rate mortgage (ARM) is a loan with a variable interest rate. This kind of loan is intended to offer customers lower initial interest rates and more flexible repayment choices. Borrowers who anticipate a rise in income soon, plan to...

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Understanding the Pros and Cons of Adjustable-Rate Mortgages

Borrowers have a range of alternatives when it comes to selecting a mortgage. A standard option is an adjustable-rate mortgage (ARM). A variable-rate mortgage (ARM) has an interest rate that fluctuates throughout the loan, as opposed to a...

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