Buying your first home is a big step in your life, and we are here to walk you through the process step-by-step. Follow this home-buying guide and be confident you are making the right choice along the way.

When To Refinance


Why and When You Should Refinance a Home

Refinancing Into Another 30-Year Mortgage Versus a Shorter-Term Loan

How Often Can You Refinance?

Good and Bad Reasons To Refinance a Mortgage

How To Refinance Your Mortgage


A Step-by-Step Guide to the Refinancing Process

Applying To Refinance: What To Know and How To Apply

Mortgage Refinance Checklist: Everything You’ll Need

Refinancing Requirements and Qualifications

Deciding Whether To Refinance


The Advantages and Disadvantages of Refinancing

Is Refinancing a Mortgage Worth It?

How Much Home Equity Do I Need To Refinance?

How To Calculate Potential Mortgage Refinance Savings

The Financial Side of Refinancing


Your Finances, Creditworthiness, and Refinancing: How To Prepare

Does Refinancing Affect My Credit Score?

Refinancing When Interest Rates Are High Versus Low

Tips To Pay off Your Mortgage Quickly After Refinancing

How To Avoid Mortgage PMI Payments

Refinancing Rates


How To Find the Best Refinancing Rates

How To Compare Mortgage Refinance Lenders and Rates

What Is Private Mortgage Insurance, or PMI?

How Your Credit Score Affects Your Refinancing Rate

Types of Refinancing


Cash-Out Versus Rate-and-Term Refinancing Loans

What is a Cash-In Refinance?

The Pros and Cons of a Debt Consolidation Refinance

Comparing the Different Refinancing Loan Types

Refinancing Alternatives


Refinancing Versus Home Equity Line of Credit

Mortgage Recast or Refinance: Which Is Better?

Second Mortgages: The Advantages and Disadvantages

How to Lower Home-Related Bills Without Refinancing

Special Circumstances


 Can I Refinance With Negative Equity?

The Pros and Cons of Refinancing in Retirement

Refinancing a Home Equity Loan

Mortgage Refinance Appraisal


The Pros and Cons of Refinance Appraisals

Appraisals and How They Can Lower Your Refinance Rate

Do I Need an Appraisal To Refinance My Home?

Refinance Appraisals Versus Purchase Appraisals

How To Prepare for a Mortgage Refinance Appraisal

Mortgage Refinance Appraisal


The Breakdown of Mortgage Refinance Closing Costs

The Hidden Costs and Fees When Refinancing

How to Reduce Mortgage Refinance Closing Costs

The Pros and Cons of Financing Closing Costs

Setting Yourself Up For Success After Refinancing