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Comparison Shopping Difficult in Mortgage Market
The Mortgage Professor: When banks compete, you win — except when you lose
June 13, 2013
By JACK GUTTENTAG The Mortgage Professor - McClatchy-Tribune Information Services
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Competition is generally viewed as a good thing, in the United States at least. Hence, advertisements that create an image of powerful banks having to compete among themselves for the favor of individual mortgage borrowers creates a generally favorable impression. The problem is that competition generates favorable results only under certain conditions, and those conditions are very difficult to find in the home mortgage market.
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