Mortgage Types

Explore various mortgage options, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, conventional mortgages, jumbo loans, USDA loans, and reverse mortgages. Understand the unique features of each type to make informed decisions aligned with your financial needs and goals.

Fixed Rate

Adjustable Rate

FHA Loans

VA Loans

Conventional

Jumbo Loans

USDA Loans

Reverse

A popular choice for homeowners seeking stability in their repayments. These mortgages come with an interest rate that remains unchanged for the life of the loan, offering predictability in monthly payments.

A type of mortgage where the interest rate can change over time based on market conditions. These mortgages can offer lower initial rates, but they come with the risk of future rate increases.

A type of government-insured loan offered by the Federal Housing Administration. These loans are designed to help lower-income or first-time homebuyers, featuring lower down payments and more flexible qualification requirements than many conventional loans.

A type of government-insured loan offered by the Federal Housing Administration. These loans are designed to help lower-income or first-time homebuyers, featuring lower down payments and more flexible qualification requirements than many conventional loans.

A type of mortgage loan that is not insured or guaranteed by the government. These loans often require higher credit scores and larger down payments, but they can offer more flexibility in terms and conditions.

A type of mortgage loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. These loans are designed for high-priced or luxury property purchases and typically require strong credit and larger down payments.

A type of mortgage backed by the United States Department of Agriculture, designed to help rural and suburban homebuyers. These loans often come with no down payment and lower mortgage insurance premiums.

A type of loan that allows homeowners aged 62 and older to convert a portion of their home equity into cash. These loans are typically used for income during retirement, with repayment deferred until the homeowner sells the home, moves out, or passes away.

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