USDA Loans Resource Center
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USDA Loan Closing Costs and Down Payment 2023
Buying a Home With No Down Payment The needed down payment is one of the most significant obstacles to homeownership. This obstacle only exists with USDA loans. You need to find a property in a suitable location, which comprises around 97% of the...
USDA Loan Approval Process: 2023 Guide
Methods for USDA Loan Approval Previously an obscure lending program, the USDA loan is now favored by home buyers who might have otherwise chosen an FHA loan. USDA requires no down payment, but FHA demands a 3.5% down payment; mortgage insurance is...
USDA Loans: Geographic Eligible Areas
Location-Based Eligibility for USDA Loans There are few zero-down loans on the market currently. Two main programs do not need a down payment: the VA loan and the USDA mortgage. The VA loan needs qualifying military service, whereas the...
USDA Home Loans: USDA Loan Criteria & Rates for 2023
What Is a USDA Mortgage? The United States Department of Agriculture guarantees USDA loans as part of its Rural Development Guaranteed Housing Loan program. USDA loans are provided to low- to moderate-income homebuyers. They provide financing with...
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Mortgage Rates Today: Daily 30-Year Rate 6.33% May 10 2026
30-Year Fixed 6.33% 15-Year Fixed 5.65% 5/1 ARM APR 6.17% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today edged up slightly, with the 30-year fixed at 6.33% versus 6.30% yesterday. The 15-year fixed is at 5.65%,...
Mortgage Rates Today: Daily 30-Year Rate 6.33% May 9 2026
30-Year Fixed 6.33% 15-Year Fixed 5.65% 5/1 ARM APR 6.17% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today are declining slightly, with the 30-year fixed at 6.33% versus 6.3% yesterday. The 15-year fixed stands at...
Mortgage Rates Today: Daily 30-Year Rate 6.34% May 8 2026
30-Year Fixed 6.34% 15-Year Fixed 5.66% 5/1 ARM APR 6.16% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today eased slightly, with the 30-year fixed at 6.34%, down from 6.38% yesterday. The 15-year fixed is at 5.66%,...
Mortgage Rates Today: Daily 30-Year Rate 6.38% May 7 2026
30-Year Fixed 6.38% 15-Year Fixed 5.75% 5/1 ARM APR 6.16% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today held steady, with the 30-year fixed at 6.38%, unchanged from yesterday. The 15-year fixed is at 5.75%, and...
Mortgage Rates Today: Daily 30-Year Rate 6.38% May 6 2026
30-Year Fixed 6.38% 15-Year Fixed 5.74% 5/1 ARM APR 6.14% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today ticked up day-over-day to 6.38% from 6.31% yesterday, but remain down 0.44 percentage points over the past...
Mortgage Rates Today: Daily 30-Year Rate 6.31% May 5 2026
30-Year Fixed 6.31% 15-Year Fixed 5.61% 5/1 ARM APR 6.15% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today ticked up day-over-day to 6.31% from 6.23% yesterday, but remain down 0.50 percentage points over the past...
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