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Buying your first home is a big step in your life, and we are here to walk you through the process step-by-step. Follow this home-buying guide and be confident you are making the right choice along the way.

When To Refinance

 

Why and When You Should Refinance a Home


Refinancing Into Another 30-Year Mortgage Versus a Shorter-Term Loan


How Often Can You Refinance?


Good and Bad Reasons To Refinance a Mortgage

How To Refinance Your Mortgage

 

A Step-by-Step Guide to the Refinancing Process


Applying To Refinance: What To Know and How To Apply


Mortgage Refinance Checklist: Everything You’ll Need


Refinancing Requirements and Qualifications

Deciding Whether To Refinance

 

The Advantages and Disadvantages of Refinancing


Is Refinancing a Mortgage Worth It?


How Much Home Equity Do I Need To Refinance?


How To Calculate Potential Mortgage Refinance Savings

The Financial Side of Refinancing

 

Your Finances, Creditworthiness, and Refinancing: How To Prepare


Does Refinancing Affect My Credit Score?


Refinancing When Interest Rates Are High Versus Low


Tips To Pay off Your Mortgage Quickly After Refinancing


How To Avoid Mortgage PMI Payments

Refinancing Rates

 

How To Find the Best Refinancing Rates


How To Compare Mortgage Refinance Lenders and Rates


What Is Private Mortgage Insurance, or PMI?


How Your Credit Score Affects Your Refinancing Rate

Types of Refinancing

 

Cash-Out Versus Rate-and-Term Refinancing Loans


What is a Cash-In Refinance?


The Pros and Cons of a Debt Consolidation Refinance


Comparing the Different Refinancing Loan Types

Refinancing Alternatives

 

Refinancing Versus Home Equity Line of Credit


Mortgage Recast or Refinance: Which Is Better?


Second Mortgages: The Advantages and Disadvantages


How to Lower Home-Related Bills Without Refinancing

Special Circumstances

 

 Can I Refinance With Negative Equity?


The Pros and Cons of Refinancing in Retirement


Refinancing a Home Equity Loan

Mortgage Refinance Appraisal

 

The Pros and Cons of Refinance Appraisals


Appraisals and How They Can Lower Your Refinance Rate


Do I Need an Appraisal To Refinance My Home?


Refinance Appraisals Versus Purchase Appraisals


How To Prepare for a Mortgage Refinance Appraisal

Mortgage Refinance Appraisal

 

The Breakdown of Mortgage Refinance Closing Costs


The Hidden Costs and Fees When Refinancing


How to Reduce Mortgage Refinance Closing Costs


The Pros and Cons of Financing Closing Costs


Setting Yourself Up For Success After Refinancing