What is Refinancing

To refinance a home, you replace your existing mortgage with a new mortgage with better conditions. Check out our tips to see if a refinance is best for you and your family. 


Should you?


Refinancing a mortgage replaces an existing mortgage loan with a new one. The terms or characteristics of the new loan should enhance your financial status... read more >

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Should you?

Refinancing enables you to modify the terms of your mortgage to get a lower monthly payment, alter your loan terms, consolidate debt, or even withdraw cash from your home's equity to pay for expenses or home improvements. The advantages of refinancing your mortgage include a reduced annual percentage rate (APR) and a lower monthly payment. a shorter payback period. the power to withdraw stock for other purposes... read more >

Rates are always changing,
is now the best time for you?

We’ll help you understand your options so you can feel confident in your decision. Mortgage Daily is a trusted resource, used by millions of Americans daily, to help navigate the complicated world of mortgages, refinances, and the home buying and selling process. Let’s start here.

Refinance Your Home. When Is The Best Time?

Evaluate your financial situation and determine if a refinance could help you save. Consider lower interest rate, shorter loan term, access equity, long-term savings, and costs/fees. The best time is when it makes sense for your goals.

Purchase a Home. Take it 1 step at a time.

Evaluate your needs and finances to make sure you’re ready. Consider down payment, loan terms, monthly payments, closing costs, and other factors. You’re ready when you can afford it and it makes sense for your goals.

Selling Your Home. It’s Not Hard, Let’s Break It Down

Ready to sell? Evaluate the market and make sure you’re ready. Consider home improvements, pricing, taxes, closing costs, and other factors. You’re ready when you can maximize your return and it makes sense for your goals.