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Your Spouse Isn’t on the Loan. Their Debt Still Is
One spouse has a 780 credit score, the other has 620. The obvious move is to apply alone, since pricing follows the lower score on a joint application. It works — except in community property states on a government-backed loan, where the spouse you...
Mortgage Rates Today: Daily 30-Year Rate 6.54% Jul 12 2026
30-Year Fixed 6.54% 15-Year Fixed 5.93% 5/1 ARM APR 6.18% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today held the 30-year fixed at 6.54%, unchanged from yesterday, flat on the day but up 13 basis points over the...
Mortgage Rates Today: Daily 30-Year Rate 6.54% Jul 11 2026
30-Year Fixed 6.54% 15-Year Fixed 5.93% 5/1 ARM APR 6.18% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today pulled back slightly on the 30-year fixed to 6.54%, down from 6.57% yesterday but still near the top of the...
Why Waiving the Home Inspection Cost This First-Time Buyer $22,000 in Hidden Repairs
Marcus and Priya had lost four houses before they finally won one. When their agent told them the sellers wanted a clean offer — no contingencies — they signed away the inspection clause without sleeping on it. Six weeks after closing, a plumber...
Mortgage Rates Today: Daily 30-Year Rate 6.57% Jul 10 2026
30-Year Fixed 6.57% 15-Year Fixed 5.87% 5/1 ARM APR 6.19% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today pushed the 30-year fixed to 6.57%, up 7 basis points from yesterday's 6.50% and hitting the top of the...
Mortgage Rates Today: Daily 30-Year Rate 6.50% Jul 9 2026
30-Year Fixed 6.50% 15-Year Fixed 5.89% 5/1 ARM APR 6.45% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today pushed the 30-year fixed to 6.50%, up 3 basis points from yesterday's 6.47%. The 15-year fixed sits at...
Mortgage Rates Today: Daily 30-Year Rate 6.47% Jul 8 2026
30-Year Fixed 6.47% 15-Year Fixed 5.71% 5/1 ARM APR 6.35% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today edged up to 6.47% on the 30-year fixed, a single basis point above 6.46% yesterday. The 15-year fixed sits...
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Mortgage Rates Today: Daily 30-Year Rate 6.54% Jul 12 2026
30-Year Fixed 6.54% 15-Year Fixed 5.93% 5/1 ARM APR 6.18% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today held the 30-year fixed at 6.54%, unchanged from yesterday, flat on the day but up 13 basis points over the...
Mortgage Rates Today: Daily 30-Year Rate 6.54% Jul 11 2026
30-Year Fixed 6.54% 15-Year Fixed 5.93% 5/1 ARM APR 6.18% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today pulled back slightly on the 30-year fixed to 6.54%, down from 6.57% yesterday but still near the top of the...
Why Waiving the Home Inspection Cost This First-Time Buyer $22,000 in Hidden Repairs
Marcus and Priya had lost four houses before they finally won one. When their agent told them the sellers wanted a clean offer — no contingencies — they signed away the inspection clause without sleeping on it. Six weeks after closing, a plumber...
Mortgage Rates Today: Daily 30-Year Rate 6.57% Jul 10 2026
30-Year Fixed 6.57% 15-Year Fixed 5.87% 5/1 ARM APR 6.19% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today pushed the 30-year fixed to 6.57%, up 7 basis points from yesterday's 6.50% and hitting the top of the...
Mortgage Rates Today: Daily 30-Year Rate 6.50% Jul 9 2026
30-Year Fixed 6.50% 15-Year Fixed 5.89% 5/1 ARM APR 6.45% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today pushed the 30-year fixed to 6.50%, up 3 basis points from yesterday's 6.47%. The 15-year fixed sits at...
Mortgage Rates Today: Daily 30-Year Rate 6.47% Jul 8 2026
30-Year Fixed 6.47% 15-Year Fixed 5.71% 5/1 ARM APR 6.35% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today edged up to 6.47% on the 30-year fixed, a single basis point above 6.46% yesterday. The 15-year fixed sits...
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