Statistics Resource Center

Welcome to the Mortgage Daily Resource Center! Here, you’ll find everything you need to know about the mortgage industry, all in one convenient location .We cover a wide range of topics from; mortgage rates, loans, refinancing strategies, etc. Whether you’re a first-time home buyer, a seasoned property investor, or just looking for guidance, this Resource Center has something for you. With easy-to-understand articles and resources, we simplify the mortgage process and help you make the best choice for your financial future.

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Record Purchase Lending at Guild, Staffing Grows

Old Standards

PinnFund Fugitive Surrenders Michael Fanghella surrenders to U.S. Marshals in San Diego MortgageDaily.com August 2 Prepayment Penalty Haunts Some Borrowers Many low-income subprime consumers are missing the refinance party SFGate.com August 1 New...

Record Purchase Lending at Guild, Staffing Grows

Refinance Times

LOS ANGELES -- The Federal Reserve's latest effort to prop up the economy has dropped mortgages into once-unthinkable territory, with 30-year fixed-rate loans available for less than 4 percent -- a record low. For people lucky enough to still have...

Record Purchase Lending at Guild, Staffing Grows

Home Loan Mortgage Pricing Principles Explained

The Definitive Guide to Mortgage Pricing The ultimate resource for understanding how mortgage pricing works, its history, current landscape, and actionable advice for both professionals and consumers. This mortgage rate sheets update provides key...

Record Purchase Lending at Guild, Staffing Grows

Mortgage Market Forecast & Predictions

The Definitive Guide to Mortgage Industry Outlook Your comprehensive resource for understanding the concepts, trends, and implications of outlook in the mortgage industry. This mortgage market forecast predictions update provides key insights for...

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The Home Appraised Low. Now You Owe the Difference

The Home Appraised Low. Now You Owe the Difference

You agreed to pay $420,000. The appraisal came back at $400,000. Your lender will not lend against the price you agreed — it lends against the value it can verify, which means the $20,000 difference is now yours to solve, in cash, before closing....

Record Purchase Lending at Guild, Staffing Grows

Mortgage Rates Today: Daily 30-Year Rate 6.71% Aug 5 2026

30-Year Fixed 6.71% 15-Year Fixed 6.05% 5/1 ARM APR 6.08% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today edged down to 6.71% on the 30-year fixed, one basis point below yesterday's 6.72%. The 15-year fixed sits...

Your Mortgage Payment Will Jump a Year After You Buy

Your Mortgage Payment Will Jump a Year After You Buy

You took a 30-year fixed mortgage specifically so the payment would never change. Then a letter arrives around month thirteen and the payment is $180 higher. Nothing broke, and no one misled you — your rate is fixed, but only about two-thirds of...

Record Purchase Lending at Guild, Staffing Grows

Mortgage Rates Today: Daily 30-Year Rate 6.72% Aug 4 2026

30-Year Fixed 6.72% 15-Year Fixed 6.02% 5/1 ARM APR 6.08% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today pushed the 30-year fixed up to 6.72%, a 7-basis-point jump from 6.65%. The 15-year fixed climbed to 6.02%...

Record Purchase Lending at Guild, Staffing Grows

Mortgage Rate Forecast: Week of August 3 – 7, 2026

Weekly Mortgage Rate Forecast Mortgage Rate Forecast: Week of August 3 – 7, 2026 By Darryl Linnington  |  Published: August 7, 2026  |  Reading time: ~5 min Mortgage Rate Forecast This Week at a Glance Current 30-Year Fixed...

Refinancing Only Pays Off After This Exact Month

Refinancing Only Pays Off After This Exact Month

A refinance quote that shows you saving $162 a month and $58,000 over the life of the loan is doing something dishonest with the second number. The monthly figure is usually real. The lifetime figure almost never is — because it quietly compares a...

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