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How to Refinance a Property Without an Appraisal
Can Refinancing Work Without an Appraisal? Without an assessment, refinancing saves time and money. And luckily, this possibility is growing as Fannie Mae and Freddie Mac make appraisal waivers more prevalent. Government agencies like FHA, USDA,...
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What is Homeowners Insurance and Why Do You Need It?
Homeowners insurance is a type of insurance that provides financial protection against damages to your home, as well as your personal belongings. It is important to have homeowners insurance if you own a home, because it can help protect you from...
Closing on a House: What to Expect and Closing Day Tips
Your train has finally arrived at the station. Congratulations you have made it to the closing table after months of house hunting, jumping through the hoops for a successful loan process and mountains of paperwork. Typically, this paperwork...
Understanding Your Real Estate Contract
Real estate contract, purchase agreement, sale agreement, purchase contract - what do they all mean? These terms are actually referring to the same thing - a legally binding contract between a buyer and seller that outlines the specifics of the...
How To Win a Bidding War on a House
When supply is low and demand is high, it’s important to arm yourself with an awareness and expectation that the house of your dreams may enter into a bidding war. Competing for a house, with multiple offers pushing the price higher, may seem like...
Tips for Negotiating the Price and Responding To a Counteroffer
The path to homeownership involves a deep look into your financials, extensive market research, a homebuying dream team, negotiations with sellers, and so much more. This may all seem overwhelming and intimidating, but it’s the only way to...
What Does a Home Inspector Do?
A home inspection report is very different from a home appraisal inspection. Inexperienced real estate salespeople sometimes do not understand the difference. Although real estate professionals that have worked in the mortgage industry and decide...
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