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Mortgage Rates Today: Daily 30-Year Rate 6.67% Jul 31 2026
30-Year Fixed 6.67% 15-Year Fixed 6.12% 5/1 ARM APR 6.19% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today climbed to 6.67% on the 30-year fixed, up from 6.62% yesterday. The 15-year fixed sits at 6.12% and the 5/1...
How Veterans Get Approved When the Math Says No
A veteran with a 48% debt-to-income ratio gets approved. A conventional applicant at 46% gets declined. Both are reading the same math — but only one loan program asks the question that actually predicts whether a payment is affordable. You'll...
Mortgage Rates Today: Daily 30-Year Rate 6.62% Jul 30 2026
30-Year Fixed 6.62% 15-Year Fixed 5.93% 5/1 ARM APR 6.25% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today dipped to 6.62% on the 30-year fixed, down from yesterday's 6.65%. The 15-year fixed sits at 5.93% and the...
Lock Today or Wait? The Signal Most Buyers Miss
Most buyers treat the lock decision as a guess about whether rates go up or down. It isn't. It's a question about your closing date, the data calendar, and how much a wrong guess would actually cost you — and on a $400,000 loan, that last number is...
Mortgage Rates Today: Daily 30-Year Rate 6.65% Jul 29 2026
30-Year Fixed 6.65% 15-Year Fixed 5.99% 5/1 ARM APR 6.45% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today held the 30-year fixed at 6.65%, unchanged from yesterday's 6.65%. The 15-year fixed sits at 5.99% and the...
The Fed Cut Rates. Your Mortgage Didn’t Get Cheaper
The Federal Reserve cuts its benchmark rate, the headlines run, and the mortgage quote you got last week comes back unchanged. Nothing went wrong. The Fed does not set mortgage rates — and on July 23, 2026 the number that does was sitting at 4.71%....
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