The First Steps

Buying your first home is a major step in your life, and we’re here to help you every step of the way. Follow our home-buying guide to ensure you make the best decision possible.

DIVE DEEPER

Pick Budget
Find Agent

Pick Budget

The 28% rule, which states that your monthly mortgage should not exceed 28% of your gross income, is one of the most straightforward methods for calculating a home-buying budget. The Federal Housing Administration (FHA) is somewhat more lenient, allowing customers to spend up to 31% of their gross income on a mortgage... read more >

Find Agent

The proper person is required to complete this transaction. A trained, licensed, and experienced professional is necessary. If you are contemplating acquiring a property, especially if you are a first-time buyer, you need a professional willing to enter the trenches with you and look out for your best interests... read more >

Rates are always changing,
is now the best time for you?

We’ll help you understand your options so you can feel confident in your decision. Mortgage Daily is a trusted resource, used by millions of Americans daily, to help navigate the complicated world of mortgages, refinances, and the home buying and selling process. Let’s start here.

Refinance Your Home. When Is The Best Time?

Evaluate your financial situation and determine if a refinance could help you save. Consider lower interest rate, shorter loan term, access equity, long-term savings, and costs/fees. The best time is when it makes sense for your goals.

Purchase a Home. Take it 1 step at a time.

Evaluate your needs and finances to make sure you’re ready. Consider down payment, loan terms, monthly payments, closing costs, and other factors. You’re ready when you can afford it and it makes sense for your goals.

Selling Your Home. It’s Not Hard, Let’s Break It Down

Ready to sell? Evaluate the market and make sure you’re ready. Consider home improvements, pricing, taxes, closing costs, and other factors. You’re ready when you can maximize your return and it makes sense for your goals.

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