USDA Loans Resource Center

Freddie Mac’s Home Possible Advantage or Fannie Mae’s HomeReady? Freddie Mac's Home Possible Advantage and Fannie Mae's HomeReady are comparable programs for homeowners without significant down payments. You can be a first-time home buyer for any...

The 3% Down Mortgage From Freddie Mac Home purchasers in today's market confront several challenges. You might be concerned about saving for a down payment or purchasing a home with a low salary. Your credit score might need improvement. A Freddie...

A HomeReady Loan, and What Is It? Several lending programs may help homebuyers with modest incomes and little money down. The Fannie Mae HomeReady mortgage is one such scheme. For a HomeReady loan, you might put down as little as 3%. That is $6,000...

Information About Conventional Loans Most people envision a typical loan when they think of a mortgage. A conventional loan is the closest thing you can come to a "typical" mortgage. There are no unique qualifying restrictions, and nearly all...

Options for Mortgages With 3% Down Several low- and no-down mortgage alternatives are available to today's homebuyers. A conventional loan with a 3% down payment is frequently the best option if you have decent credit. With only 3% down, you may...