A report based on a recent survey of consumers who were shopping for a residential loan has identified the best home lenders in a variety of categories — including government programs, jumbo loans and online services.
The 10-question survey of prospective mortgage borrowers found that before they applied for a home loan, 40 percent checked their credit report or credit score.
Saving for a down payment was cited by 36 percent. More than a quarter reported that they paid down debt, while nearly a quarter indicated they reduced spending.